Another High Deductible/HSA Question

[savannah11]

I have decided to switch to the high deductible insurance plan for next year. It comes with an HSA. My employer will contribute $600, my deductible is $1250, and OOP max is $2850.

For those with similar plans, how much do you contribute to your HSA every year? Should I aim to put in an additional $650 to meet the deductible or is it worth it to try and cover the OOP max? FWIW, I don't have any major health problems.

[cjeanette]

I would put in enough to meet the deductible. If you can afford more it won't hurt as you can carry over the balance.

[ijack]

ditto cj

[definitelyO]

that's great that they give you almost 50% of the deductible. I would contribute the $650/yr to your HSA.

[rosiedozie]

I max out my HSA each year. I have a really high deductible and we are planning to have kids in a few years, so hopefully we will have a good cushion built up for that.

[indylady]

Nov 28, 2012 18:48:36 GMT -5 rosiedozie said:

I max out my HSA each year. I have a really high deductible and we are planning to have kids in a few years, so hopefully we will have a good cushion built up for that.

Same for me.