Either that's not a picture of your car or your story is incorrect. You said the other driver slammed into you and that DS was on the opposite side of the impact. Then you post a pic with front end damage and say that you hit the other driver. Add in the fact that you had an accident on Thursday and we're just now hearing about it and absolutely nothing adds up.
Post by MixedBerryJam on Dec 24, 2012 11:23:33 GMT -5
I'd be surprised if the other driver's insurance doesn't cover your rental. That's what insurance is for -- to make you whole again. When another driver hit my car his insurance not only covered my rental, but covered it for an extra couple of weeks because the repairs weren't done until after we had left on vacation and I sure as hell wasn't going to interrupt my vacation to get their damn rental car back to them. They did not object to this position. Other guy was 100% at fault. I'm gald you're both okay, and sorry your year is sucking.
I'd be surprised if the other driver's insurance doesn't cover your rental. That's what insurance is for -- to make you whole again. When another driver hit my car his insurance not only covered my rental, but covered it for an extra couple of weeks because the repairs weren't done until after we had left on vacation and I sure as hell wasn't going to interrupt my vacation to get their damn rental car back to them. They did not object to this position. Other guy was 100% at fault. I'm gald you're both okay, and sorry your year is sucking.
Should I call my insurance company and ask them where to get a rental. I'm so confused when it comes to car insurance.
Call his insurance company to give them the opportunity to handle your damages and get you into a rental vehicle. If the other driver hasn't called the claim in they will need to talk to the other driver before getting you into a rental. If this ends up taking too long then you can call your insurance company and they can handle the damages if you have collision coverage.
Either that's not a picture of your car or your story is incorrect. You said the other driver slammed into you and that DS was on the opposite side of the impact. Then you post a pic with front end damage and say that you hit the other driver. Add in the fact that you had an accident on Thursday and we're just now hearing about it and absolutely nothing adds up.
I've read her OP several times to try and figure out what you are saying. She said she was driving straight and that someone turned. She said there was front end damage and you can see from the picture it is slightly more to the right than left. I am guessing her son was in the back left seat. What am I missing here?
Not everyone is on here 24/7 so it's not that odd she hasn't been on since.
"Why would you ruin perfectly good peanuts by adding candy corn? That's like saying hey, I have these awesome nachos, guess I better add some dryer lint." - Nonny
Post by midnightmare81 on Dec 24, 2012 13:37:19 GMT -5
Sorry to hear about what happened, and glad to you and DS are OK! ((HUGS)) As for the split, you don't have to rush things. These things take time, no reason he has to leave the second you start talking about it.
As for insurance, give his insurance a call and let them know your concerns. That is what they are there for and should be able to give you at least an idea of what your entitled even before the adjuster has been out. As for GAP, if your car is considered a total loss, they will pay the difference between the pay out based on value and the owed amount. Basically you start from scratch. You no longer have the car or the loan for it.
PP. I can totally see what she was saying. Her wording was a bit confusing at first, but considering what she has going on on top of holidays and such, cut her a dam break. As for just hearing about it, again, she has A LOT going on. I would think posting here to report such events is low on the priority list (and rightfully so)...
My only concern about you staying in the same place until October is that you won't follow through. You don't love him. It is harmful for your son to live in a loveless, tense environment.
Do you have any family you could live with for the time being?
I'm so glad that you and ds are ok! Sorry to hear that so many stressful things are happening to you right around the holidays . I don't really understand the explanation of the accident, but if you had a green light, and the other driver pulled out in front of you, then obviously it's the other drivers fault. I hope that you have a good Christmas regardless of all of this!
My only concern about you staying in the same place until October is that you won't follow through. You don't love him. It is harmful for your son to live in a loveless, tense environment.
Do you have any family you could live with for the time being?
I wish I did, but no. My sister is has a 3 bedroom apt that she, her boyfriend, 2 yr old daughter and 9 yr old step son via boyfrield live at. (No room for DS and me)
My mom's house has no A/C or Heat and horrible cat dander. DS is allergic. DS will stay with Gma once a week and it's tolerable, but it can't be an everyday thing until she gets rid of her cats, and has the entire house professionaly cleaned to remove all cat dander. Also she would have to get A/C and Heat.
All of my other family live out of state in Missouri and Illinois.
If your car gets totaled out, use the money to break your lease, and buy a cheap but reliable car and move into a 1 bedroom apt with your son.
I'm pretty sure H will end up at his sisters house within the next 3 weeks. I can afford to stay where I am until October. It will be tight but I've done it before and I can do it again.
i'm sorry to hear of your accident, but am glad that you and your little one are well.
don't be scared about the break up...its a brand new start for you. just remember to remain calm and in control of your actions and be as nice and positive as you can until he moves out.
That's my plan. I have no idea what I'm going to do about a vehicle. The other driver has insurance but I don't know if will cover a rental for me. Heck, my car might be totalled. I have gap protection thankfully. I'm not really sure how gap protection works though.
The other company should cover your rental, especially if he was ticketed and deemed to be at fault and liable for the accident. If they total it, they will pay for the rental for a few days after but then you're on your own. If they repair it, they will pay for the rental until the repairs are done. I don't know if there is a lot of differences in the states, but I was just in an accident where I was t-boned and had to get a rental through the other company because I didn't have coverage for it.