It's not payday for me. I get paid on the 15th and 30th/31st.
It's always a running joke between me and Coworker BFF. She has a credit union so she gets paid a day early. It'll be funny because she'll be SOOO generous to me (buying me lunch or breakfast) and then all of the sudden I'll be like "SHIT! I forgot it was payday for you today!" She's so predictable. LOL!
I have an ING account that credits for my automatic deposit right away but the money doesn't transfer out of my checking account until the following Monday. So I have this phantom money showing up in both accounts for 3 days.
Then I pay bills and grocery shop and the transfer clears and it's back to being sad.
I'm all sad now because my 401k contributions didn't automatically up themselves by 2% like I told them too at the beginning of the year. So, the 2% I had missing was the new payroll taxes and another 2% will be gone in two weeks. Whomp whomp.