One of the ladies at work pumps and stores her little bags of milk in the fridge and by the end of the day the milk is separated. The top looks super white and heavy, almost like cream (eww) and the liquid underneath looks almost clear like water.
Cows milk (straight from the udder) does the same thing.
I used to drink unpasteurized milk when I was an exchange student, and you'd have to boil it first, then skim the fat off the top. It was kind of cool and kind of gross at the same time.
Milk consists of large fatty molocules and smaller water molocules. (Plus a bunch of other things, too.) When it sits, the fat particles stick together, forming large clumps, which then rise to the top of the container. In commercial milk production, this is skimmed off to produce skim milk. To make lowfat milk, the fat that has been removed is added back into the skim milk is specific percentages. All milk, skim, lowfat, and whole, is then homogenized. The milk is forceably sprayed through a small nozzel. This breaks up the fat into pieces so small they can never reform and seperate from the rest of the milk.