S/o House Hunters - house closings

[marie427]

I feel like almost everyone I know has had closing setbacks when buying a home. And usually, these setbacks surface within days of the closing date. Hell, it even happened to us when we bought...except it was 1.5 hours before our closing was scheduled and word never got to us until we showed up to the place and told the closing was canceled. And it's always for some stupid reason that would've come up months before, but instead the closing gets delayed by another month or two.

Does anyone ever close on a house on the date it was originally scheduled to happen? I already dread going through that process again after we sell our current place. I would love to know why this happens besides the lawyers and/or the banks and/or the agents all being chodes. Enlighten me.

[pixy0stix]

We did. I didn't know not closing on the date was common.

A couple of outliers for our situation were that the house had been on the market for a couple of years, and it was empty and ready to move in.

[wawa]

Ours was only pushed back 2 days. I forget why.

But no, I don't know a single person who got to closing without a hitch. House buying is ridiculously over-complicated.

[druidp]

SHUT UP, all of you.
We close on the sale of our house tomorrow, and today I'm sweating bullets - not only because the roofing contractor who replaced the roof a few weeks ago is only now heading to his office to send me the documents I need to get to our lender TODAY so there's no chance of a lien on the property. GAH. And it was absolutely and totally outside of my control - all in their court in spite of my incessant calls/emails.

[marie427]

Jun 14, 2012 15:05:42 GMT -5 druidp said:

SHUT UP, all of you.
We close on the sale of our house tomorrow, and today I'm sweating bullets - not only because the roofing contractor who replaced the roof a few weeks ago is only now heading to his office to send me the documents I need to get to our lender TODAY so there's no chance of a lien on the property. GAH. And it was absolutely and totally outside of my control - all in their court in spite of my incessant calls/emails.

Ack, sorry! May you have the smoothest closing EVER.

[msmerymac]

My friend closed on a house a few weeks ago, and I think closed on time, but couldn't get the keys at closing. It was a foreclosure and the bank was like, "Oh, we don't have them." She got them eventually (I know she didn't have to get a locksmith or anything), but that was weird.

[MrsAxilla]

Lalalala! I CAN'T HEAR YOU!!!

[druidp]

Jun 14, 2012 15:08:22 GMT -5 MrsAxilla said:

Lalalala! I CAN'T HEAR YOU!!!

Let's sing together, maybe we'll drown them out.

[Deleted]

We closed on time! Our entire sale got pushed back after our offer was accepted, but that was early on. It wasn't a "we started packing up our house to move but closing got postponed" thing...the seller had only owned the home for 30 days and we couldn't purchase due to anti-flipping laws until 60 days.

[stephm0188]

We closed on both our houses on time with no glitches. Easy peasy.

[downtoearth]

I know I've heard of those on here, but on both our houses we closed on the date we were supposed to. I only can reference three other friends who have purchased in the last 3 years and they too closed on the dates planned, but one of them had to postpone by like 4 hours due to some paperwork snafu.

[pescalita]

We didn't have a last minute push back. We had to deal with the FHA, which made it ridiculously convoluted, and then we passed into the next calendar year which meant they had to go back and double check that everything still met the rules.

Our appraisal came in low, we redid the offer & got it accepted, and then there was a couple/few weeks in there where we had no idea when or if we were closing where I drove around with my CRV stuffed to the gills with a radial arm saw, but then once we got back on track we closed "on time".

[osulori]

We had minor glitches with our lender that delayed things a little-like the photocopy of my DL was good enough but J's wasn't clear enough so they had to have a scanned copy of his DL in hand before they would proceed further, and a couple of other minor BS things that were a headache but at the most resulted in a 1-2 day delay.

[rugbywife]

Jun 14, 2012 20:52:12 GMT -5 @theycalledherkate said:

We closed on our old house and our new house on the same day, within two hours of eachother---we got lucky and didn't have any issues. We also moved that same day and I unpacked 75% of our housein 24 hours...but I am crazy.

So you just gave me hope...I was having heart palpitations up until this post.

We close on our condo and close on our new house on the 29th of June - busiest day of the year apparently. FML. It had better go okay since it backs onto a long weekend!

[laurenpetro]

we did. i ended up in the hospital the friday before our monday closing (i was k/u w/ grace and had pre-term contractions so nothing you need to worry about it was NBD except the lawyer left me a VM with the wrong closing amount. we fixed it in time.

the seller tried to push the sale from august to NOVEMBER because they were building a house and it was taking longer than they thought it would. they found a place to rent in the meantime.

[josieposy]

We closed same day, but the damn title company forgot to send some paperwork that day. We had to wait for it to be couriered over to us at the closing location. But we got our keys and still got the house that day.

[StrawberryBlondie]

Ours was on the day it was scheduled - we had the date picked out like 7 weeks in advance. No problems at all, but there were some annoyances with the underwriters. I've never heard of anyone having a set-back IRL.

[emilyj]

We closed on time, had absolutely no problems at all, and our closing attorney gave us a bottle of wine. Happiness.

[Knight]

We closed on time although the guy that rented from the former owner was moving out as we were moving in. He left that place a mess.

[mysterons]

We closed on time.

[KateAggie]

I've closed on time with all 4 homes we've owned. All 3 homes we've sold were smooth sailing as well, but we had the bonus of a relo package that "bought" the home from us once we had a solid, accepted offer. So if there were any glitches, we probably wouldn't know.