I'm a very bad MMer. H and I are literally living paycheck to paycheck and we have no e fund at all. It really depresses me because it seems like no matter how careful we are with money, we have almost no $$ left over at the end of the pay period. (We work for the same company, so we get paid on the same day, ever other Friday) I'm wondering if we will ever not be poor. +o(
I'm a very bad MMer. H and I are literally living paycheck to paycheck and we have no e fund at all. It really depresses me because it seems like no matter how careful we are with money, we have almost no $$ left over at the end of the pay period. (We work for the same company, so we get paid on the same day, ever other Friday) I'm wondering if we will ever not be poor.
Financial woes suck, but if you want to make a separate post with your monthly budget, MM is very good at giving budget advice.
I have cut sweets out of my diet this week. But I have convinced myself freezies are allowed because they are so small and mostly ice. I have also eaten a lot of carrots. I will probably be fatter, right Jan8?
We are pulling money from savings every single month, but I still decided to rent a $200 pontoon boat for my birthday tomorrow, have dinner out with DH tonight and host a double baby shower for my two pregnant friends next week. Ugh.
I totally drove home from work early today so I could intercept a package; don't really want my husband to notice that I purchased two lovely new handbags. (On major discount, I swear!) They arrived in a big box today. Hehe. He just doesn't understand...
I want to smack my FIL across the face right now! He is drunk in Seattle with his car and can't get home. He is now at a Dick's drive in and wants one of us to catch the ferry and come get him. We told him to get a hotel room and that we would go pick him up a change of clothes and his soccer tickets and meet him over there tomorrow. He is unfucking believable. And he wonders why I don't let him watch Edmund more often!
I'm irrationally annoyed at H's CW (who he carpools with) because she now is picking up her grown son on their way home from work which means H gets home later. I'm annoyed that she's picking him up because he got a DUI and can't drive now. I have no children yet; however, if my grown child got a DUI their ass would be riding the bus to and from work!
I'm a very bad MMer. H and I are literally living paycheck to paycheck and we have no e fund at all. It really depresses me because it seems like no matter how careful we are with money, we have almost no $$ left over at the end of the pay period. (We work for the same company, so we get paid on the same day, ever other Friday) I'm wondering if we will ever not be poor.
The definition of insanity is doing the same thing over and over again and expecting a different result......
I feel you - DH and I were just having a similar conversation. We do have a small e-fund set up Dave Ramsey style and are paying off debt from a failed business and unemployment etc. We live on a REALLY tight budget, so if you want some advice/help post your budget here. Lots of people have been there and can help.
The biggest problem is to stop doing the things that aren't working.