How shady do you think this is?

[jojoandleo]

So, I am not a fan of my friends H and I am not sure if that is coloring my opinion on this.

1-how pissed would you be if you and your spouse's account got hacked and he didn't tell you for several days? The hacking caused mortgage/car payments to not go through. His reason for not telling is to "not stress you out."

2- how does iTunes work? If your iTunes account got hacked and charged several thousands of dollars, is this a charge on your credit card? Or something charged on an iTunes account that you then pay later?

[kaneen]

Sounds to me like your friend's H has something he is hiding.

[jojoandleo]

Mar 10, 2014 11:44:17 GMT -5 kaneen said:

Sounds to me like your friend's H has something he is hiding.

This is what I think, but I'm not a fan of his in the first place and am quick to jump to bad conclusions.

[prettyinpearls]

I'm with kaneen on this one. It sounds like he's hiding something. iTunes charges a credit card directly. So, IMO, it sounds like he racked up a bunch of CC debt and is trying to blame it on his iTunes account being hacked.

Not good.

[gozf]

I do not believe his story. Nope.

[Deleted]

I vote shady. Was it only the iTunes hacking that allegedly rang up the credit card debt? Can she check the accounts and see exactly what was charged?

[becwheat]

I would be pissed. Say he was just an innocent ID theft victim, he still should have told his SO so they could work on getting bills and other things fixed. ALSO, if his account got hacked then mine would be in danger too.

I agree that is sounds shady. Like he wanted to hide something incriminating from her beyond a simple ID theft.

[cuddlyevil]

It's shady. I'd be livid.

[btay]

Super shady

[Deleted]

I don't know. I'd be pissed about #1, but depending on how they typically handle finances and depending on how she normally reacts to stressors, I can't really say. I personally would flip if I were her, but I've always been involved in my finances to a point where this would never happen.

The iTunes thing - I had something happen on a much smaller scale a couple of years back where I was getting these random charges on my credit card that said iTunes. I think they were more like $30 and $50 charges but they were fraudulent and not connected to my iTunes at all. I wish I remembered more details, but I think my credit card company took care of them. I recall I called iTunes and they had no record of my purchases at all.

So the iTunes thing may be a legitimate scam. I guess it depends on what else the charges are and if they are being taken off. I would wait to find out more information before determining if it's shady or not.

[starburst604]

I would be beyond pissed if he didn't tell me that. I have heard of Itunes accounts getting hacked and major amounts getting racked up to the credit card attached on file (you have to have either a credit card or an Itunes gift card attached in order to make any purchases of music, apps etc).

But if it was innocent I don't get why he didn't just tell her, so he could be lying that this is the reason his account was overdrawn/insufficient for other bills to go through.

ETA: I believe what I heard about Itunes was that people were hacking into  Itunes accounts, getting the credit card number on file there and using it for other purchases.

[prettyinpearls]

If the iTunes thing is legit (and that’s a big “if” IMO), I have a hard time believing that his bank information AND another credit card were both victims to fraud in a such a short time period. On or the other, sure, but not both.

And I agree that he handled #1 in a pretty shitty way. That’s her money too!

[jojoandleo]

Mar 10, 2014 12:33:28 GMT -5 kevin arnold said:

So, he told her that their iTunes account was hacked? And it's linked to a joint bank account? Can she or has she looked at the charges on the bank account to see if they were in fact to iTunes? I agree with others in that I wonder if he spent some money elsewhere and came up with the iTunes hack story as a cover-up.

Tell us why you don't like him too. Go on, spill it all.  (devil)

I only know what she told me (iTunes got hacked, wracked up $2500 in charges, this is the second time it's been hacked, and it caused missed payments). I dislike him because when he is in a mood, he is HORRIBLE to her. Calls her worthless, other names, told her once "you aren't even a dime a dozen, who would want you?" In front of her friends. She can be rude back to him, but not to that level. They are just bad for each other.

[jojoandleo]

Mar 10, 2014 13:04:32 GMT -5 kevin arnold said:

Holy crap, this guy sounds like garbage.

I definitely call shenanigans on the account getting hacked to the tune of $2500 and that this is the SECOND time it's happened. Ugh. I feel sorry for your friend. Does she seem suspicious or is the wool completely pulled over her eyes?

Not even remotely suspicious. Only a little mad he didn't tell her right away.

He is one of those smooth guys. When he's on, he's like, mr. Perfect. When he's off- it's BAD. She thinks the good times are worth the bad. She knows how I feel, but I can't convince her that their relationship is unhealthy, I can only be there when she is ready to leave.

I want to somehow drop hints that this is suspicious, but I don't want to piss her off an make her mad at me.

[mcc]

Shady. I'm sure most CC companies would flag a huge iTunes purchase as fraud

[pantsoffdanceoff]

Shady.

I'm still trying to figure out how one charges $2500 on iTunes.

[idahome]

I agree with mcc on this.

Plus whoever's email is used in the account should be getting emails with all these charges (I believe someone else mentioned this, too). I would likely commit serious bodily harm if something like this happened to my bank account.

There is so much shade that moss is growing.

[camelblossom]

Hella shady.

[chikastuff]

Mar 10, 2014 12:14:29 GMT -5 kevin arnold said:

How do you rack up thousands of dollars in itunes charges? Is that what really happened? I would imagine that after the 80th charge of $1.29 that my bank would send up the fraud alert flag...

This smells fishy indeed.

You can charge apple products to your iTunes account. I was shocked when I bought a charger in the store and this was a payment option.

[chikastuff]

And now that I think of it, I bet you can charge membership/subscription fees to it as well. Like my Pandora subscription is billed through IT, I wonder if you can link dating websites to it for payment as well?

[GilliC]

Without reading previous replies...

Mar 10, 2014 11:43:10 GMT -5 jojoandleo said:

1-how pissed would you be if you and your spouse's account got hacked and he didn't tell you for several days? The hacking caused mortgage/car payments to not go through. His reason for not telling is to "not stress you out."

Late payments? Affect on credit score?! WTF?! Unless this was cleared up immediately by a phone call to the credit card company, I would be PISSED.

Mar 10, 2014 11:43:10 GMT -5 jojoandleo said:

2- how does iTunes work? If your iTunes account got hacked and charged several thousands of dollars, is this a charge on your credit card? Or something charged on an iTunes account that you then pay later?

In most cases (i.e. all that I've ever encountered) your iTunes account is linked to a bank card, so an iTunes purchase results in an immediate credit-card charge. It's possible to buy a prepaid iTunes gift card, but I think you still need a bank card hooked up to the account. We have iTunes accounts for both Norway and the US, and the US account still needs a US bank card, even though I only "buy" free iOS Apps.