401K vs Roth IRA

[Deleted]

I admit ignorance on retirment savings. This is the year that we MUST start them. H is 29 and has 14 years with his company. I am 27 and have 5 years with mine (actually we work for the same company).

We have have good e-fund but no retirement savings (other then our company provided pensions)

Anyway...I don't know what is best for us or were to go to find out.

Out company offers 401k but they do NO MATCHING at all.

[gt7301b]

I would start by fully funding your Roths ($5,000 each if you make less than $173 AGI). Next I would contribute to your 401k up to 15% of your income.

[Deleted]

I agree with the others.