Ugh, I just had to email xh

[Bernadine]

It never ends!  I guess he doesn't have insurance on the car we owned together, and because my name is still on the car, I got a letter from the MVA that they're going to start fining if I don't provide proof of insurance.  Grrrrr.  It's almost a guarantee he won't email me back. 

It does say in our divorce agreement that he has 100% responsibility for that car, so I'm not worried about that.  But still- if the MVA fines me, I have to drag him to court.  And while he'll have to pay for all of it, including my attorney fee, I don't want the hassle.

[livinitup]

I got one of those when I changed insurance companies. The old insurance informed DMV that I "no longer had insurance" even though I had NEW insurance , with a different company. You can communicate with DMV directly.

You can also return the plates to DMV. Although that's obviously complicated.

But yeah, having a vehicle in MY name to which I ha d NO control seems flawed. Can you transfer title ?

[EmilieMadison]

Ugh. That's horrible.
I had a similar situation with my exH. My name was still on the car and he was 100% responsible per the divorce, but that meant that he had to either re-fi the car into his name only, or sell the car. Even with a divorce decree, you can still be held responsible for the car and it's a huge hassle to try to get it taken care of after fees/fines have been issued.

[Bernadine]

Yeah, my understanding at the time was that I couldn't just take my name off, but I'll have to look into it again.

[lime]

What a PIA. I hope he mans up and takes care of it before you have to go to court.

[EmilieMadison]

Apr 18, 2014 11:48:52 GMT -5 Bernadine said:

Yeah, my understanding at the time was that I couldn't just take my name off, but I'll have to look into it again.

Right, you can't just remove your name from a loan. He would either have to refinance the loan, or sell the car. 

[mividaloca]

Apr 18, 2014 11:48:52 GMT -5 Bernadine said:

Yeah, my understanding at the time was that I couldn't just take my name off, but I'll have to look into it again.

Check the dmv for a release of liability form. You can get it out of your name is you say you gifted it to exh.
It may be diffrent according to what state you are in though.
Eta: This will only work if the car is payed off.

[berbles]

Apr 18, 2014 12:09:17 GMT -5 mividaloca said:

Apr 18, 2014 11:48:52 GMT -5 Bernadine said:

Yeah, my understanding at the time was that I couldn't just take my name off, but I'll have to look into it again.

Check the dmv for a release of liability form. You can get it out of your name is you say you gifted it to exh.
It may be diffrent according to what state you are in though.

Not if it's financed.

[Bernadine]

It's paid for, I'll check about gifting it.

[berbles]

Apr 18, 2014 12:16:41 GMT -5 Bernadine said:

It's paid for, I'll check about gifting it.

Well that makes things easier!  You should be able to get your name off the title pretty easily then.  Good luck, Bern!

[Bernadine]

Apr 18, 2014 13:49:58 GMT -5 @cse1960 said:

why is your name still on the car title?

I know I signed it over to him, I need to look at our agreement again.