Bank in NC

[bostonmichelle]

So I'm finally going to be down in NC permanently in a week and a half or so. We need a local bank down there. We keep most of our money at Capital One 360. We are living in Morrisville. I'd like to find a bank that has a handful of locations down there and has a free checking account without keeping a ton of money there, we currently have TD Bank and there is $100 account balance minimum. We use our cc's (and pay them off every month to get miles) so waiving the fee by using our debit card isn't great either.

Any ideas? Any banks to avoid?

Anyone want to meet up? I'm unemployed so I'm pretty flexible once I get down there.

[Deleted]

We used Bank of America and the NC State Employees Credit Union for the six years we lived in NC.

The credit union always seemed like a small town "mom & pop" type company which was weird for a bank. Honestly, living in the Triangle you'll have access to every major chain you'll want. We only opened the credit union account when we moved to rural NC and any chain store was an hour away.

[love1999]

State Employees Credit Union is good if you can get in and there are plenty of branches around the area and state. As PP said, in our area you have your pick of anything.

[love1999]

I'd be happy to meet up with you sometime once you get down here. I am NC born and raised and have lived in the Triangle since 1999 so let me know if you have any questions.

[sadlebred]

Stay far, far away away from Bank of America. I recommend a local credit union or southeastern regional bank Suntrust. They have plenty of branches in the Morrisville area.

[sarapocalypse]

I used First Citizens in college in NC. They were pretty good. Other than that, I'd say the State Employees CU like others have said.

[lb2006]

My BIL works for first citizens in Raleigh. He loves the smaller banking model compared to BofA or WF.

[arch01]

lb2006 welcome back!!

We aren't in love with NCSECU, mainly because outside of something that can be taken care of at the teller, it takes FOREVER to see someone. We have Wells Fargo for our primary banking needs.

[melmel48]

Can you ask Brittney what bank they use?

[bostonmichelle]

Oct 16, 2015 6:56:59 GMT -5 melmel48 said:

Can you ask Brittney what bank they use?

She uses NCSECU which since I'm not a state/county employee I can't use.

[MrsDarcy]

We use NCSECU, but Suntrust for our mortgage. There are also lots of independent credit unions anyone can join.

[CrazyLucky]

We're in NC. We recently switched from BB&T to an online banker, Ally. We had trouble finding a bank that didn't charge too many fees. So far we're happy with Ally. We never went to a physical bank anyway, so it was a good choice.
I'm about an hour from Morrisville.

[UnderProtest]

I like BofA.

[theluckiest1]

Coastal Federal Credit Union is great! I think just about everyone can get into that one vs NC SECU

[kalil]

We use SECU (State Employees Credit Union/NCSECU) and really like them. My husband had Wachovia (now Wells Fargo) and we weren't wild about them.