Debit card question

[irene adler]

Is it reasonable for me to expect a grocery store to run my debit card like a credit card? I grabbed the wrong card (ing/capital one debit) when I left the house tonight. I have no idea what the pin number is (mm fail). FWIW, my peeps at the fabric store run it as a credit card all the time.

In other news, and I justifiably pissed that Trader Joe's wouldn't complete my transaction? I was coming from the gym, and only had an ID and debit card with me

[aurora]

Yes, of course. For a while my debit card issuer had some sort of incompatibility with my grocery store so I always ran it as credit and never once had an issue.

[irene adler]

Dec 15, 2015 22:56:18 GMT -5 Stan said:

You have every right to run it as a CC. I always did when I used a debit card. What a bunch of weirdos at TJ's.

o

And the slow! I had a 20 minute window to go in and buy a very specific bottle of champagne as a congratulations on finishing your thesis/happy birthday coworker surprise. End result? No champagne and I was late to teach spin.

[whitemerlot]

I always run it as credit at TJ b

[LoveTrains]

My cap one card isn't debit/credit. It's like an atm card only and has to be run with the pin at the grocery store. It can't be run as credit.

[pumpkin]

As long as your debit card has the visa/MC symbol I should be up to you as to how the store runs it. And I would be unhappy with TJ's too

[UnderProtest]

They've probably been told to only run those cards as debit as the fees to TJs are less than for credit transactions.

[v]

Dec 16, 2015 6:29:21 GMT -5 UnderProtest said:

They've probably been told to only run those cards as debit as the fees to TJs are less than for credit transactions.

Agreed, and not surprising from a company that is related to Aldi (which only takes debit cards, because credit cards have higher fees).

Highly annoying and a shame that a manager couldn't make an exception, but not all that surprising.