I'm not helpful but it would be one of my dream places to live/retire. I have not been to Malta but I think it has some similarities with coastal Croatia. I don't know if I would want to live there all year round. A lot of the British expats I've heard of spend part of the year there. I've actually heard of someone's corporate boss who commuted from Malta to Manchester during the week for a few days of work.
I would settle for just visiting when I get the chance.