Post 9/11 GI Bill - questions

[thisorthat]

Edit: Found out information that it's at a 1/2 rate.

I used some of my husbands GI Bill a year ago. Now, I'd like to use some for my Bachelor's degree but i can't attend full time. I've searched and searched online and I can't seem to find an answer to my question. If you attend school less than full time, are you "wasting" your months you're using because you aren't taking the most amount of classes the GI Bill will cover?

I've contacted one school's Veteran Rep and they said they think I lose out when I don't take a full load. But they said think, which means they aren't certain.

Here is the link that makes me think it's at a reduced rate that the months are used up. Ex. 6 hours will use 2 months of credit vs 4 months of credit. While 12 hours will use 4 months of credit.

www.military.com/education/gi-bill/gi-bill-faq.html

For this link, scroll down to: "what does a month of benefits mean",

[killercupcake]

I just asked H. He said yes, you lose out. "You're losing out on money (BAH) at half rate. You get 36 months total, and if you take half credits, you'll be taking longer than 36 months for your degree, so you'll have to pay out of pocket. It's a month issue, not a class issue."

[thisorthat]

Aug 1, 2016 17:03:18 GMT -5 killercupcake said:

I just asked H. He said yes, you lose out. "You're losing out on money (BAH) at half rate. You get 36 months total, and if you take half credits, you'll be taking longer than 36 months for your degree, so you'll have to pay out of pocket. It's a month issue, not a class issue."

Ok, so don't use the GI Bill unless you can go full time and not part time?

My husband is using it right now and so he is getting full BAH so I won't get BAH. My concern is I'd like to have the GI Bill cover tuition but not if I'm going to lose out.

[killercupcake]

Aug 1, 2016 17:08:42 GMT -5 thisorthat said:

Aug 1, 2016 17:03:18 GMT -5 killercupcake said:

I just asked H. He said yes, you lose out. "You're losing out on money (BAH) at half rate. You get 36 months total, and if you take half credits, you'll be taking longer than 36 months for your degree, so you'll have to pay out of pocket. It's a month issue, not a class issue."

Ok, so don't use the GI Bill unless you can go full time and not part time?

My husband is using it right now and so he is getting full BAH so I won't get BAH. My concern is I'd like to have the GI Bill cover tuition but not if I'm going to lose out.

Pretty much. More bang for your buck.

Is your H active? And have you used the gi bill in the past? H is asking.

[thisorthat]

I've used the GI Bill just over 1 year ago when I finished my associates. No, he's been in the guard 12 years with several years of active duty from deployments.

[killercupcake]

Interesting. H has never heard of anyone being able to jointly use the post 9/11. Did he transfer partial benefits?

(You don't have to answer, this is mostly for our curiosity. lol)

[thisorthat]

Yes, he transferred credits to me. They can be transferred to spouses or children after certain requirements are met.

Here is the response from the US Dept of VA.

If you are only attending half time then it will only take half the entitlement.

Example: It is only going to take 1/2 a day of entitlement instead of 1 day of entitlement.

Thank you for contacting VA.

LLT/4402
Muskogee RO