Y'all should be proud

[texaswildflower]

I finally opened a checking and savings account with USAA! The only downside is I don't qualify for mobile or home deposits because I don't have a loan or credit card with them.

[GracieLouFreebush]

I don't have a loan or cc with them and I get mobile deposits. Maybe it's b/c I have insurance and a checking/debit card with them? I'd argue it!

[Deleted]

Isnt it awesome? Do you have car insurance/renters insurance through them? That will qualify you.

[texaswildflower]

May 17, 2012 21:14:13 GMT -5 GracieLouFreebush said:

I don't have a loan or cc with them and I get mobile deposits. Maybe it's b/c I have insurance and a checking/debit card with them? I'd argue it!

I do have our auto insurance with them. I explained that to the guy I talked to. But he said I still need to have a loan or cc along with the insurance to qualify.

[k everdeen]

You have to qualify for a loan to be able to do mobile deposit. I've called and talked to many different reps. We have renters, personal prop., car insurance, money market, regular savings and a checking through them and are still not eligible for mobile deposit. It makes me angry. I have to go and deposit my checks at a UPS.

[texaswildflower]

Our local UPS store doesn't even do deposits! I'm going to have to mail my checks in. Or I'm going to have to suck it up and apply for the cc.

[k everdeen]

Is there any UPS that does around you? I've heard certain ATM's do to.. ? (idk if that's true or not)

[basilosaurus]

I just had them open up a credit card that I never use.

I've also successfully used UPS, but that only works if you live in the States of course.

[texaswildflower]

The nearest UPS that does is in San Antonio, which is 4 hours away. :/

[k everdeen]

May 17, 2012 21:29:07 GMT -5 texaswildflower said:

The nearest UPS that does is in San Antonio, which is 4 hours away. :/

Ugh, that sucks. We're lucky to live in a big city for now. I have no idea what we'll do if/when we move.

[texaswildflower]

May 17, 2012 21:58:42 GMT -5 @ojo said:

You can still do deposit @home if you have a scanner.

I do have a scanner. But according to the rep, I don't qualify for deposit at home or mobile.