Online savings

[k3am]

Recommend yours, please. 


Until today, we've used Dollar Savings Direct. I'd like something that gets a decent (for a savings account) yield, is easy to set up and transfer, and that I can use multiple subaccounts with, preferably. (Previously, I had our general savings, an account earmarked for each child, and another for taxes)

[frozenpeas]

We use Capital One. I believe sub accounts are possible, although to be honest I usually just transfer $ into one account and park it there. Rates seem to be consistent with or higher than other online rates I see advertised.

[frozenpeas]

Actually, I should clarify that. Our Capital One savings account rate is not that high, but the money market account rate is comparable to others (I had to double check since it didn't look right after I posted).

[sandandsea]

We use capital one 360. It's what all ing accounts were changed to. I've been too lazy to ever look for something different.

[shakinros]

Jul 12, 2017 11:02:42 GMT -5 sandandsea said:

We use capital one 360. It's what all ing accounts were changed to. I've been too lazy to ever look for something different.

Ditto. It suits my needs for many separate savings accounts (up to 25 for free, I think), immediate transfers, and there is an interest rate. I mean, it's not much but better than the 0% interest offered by my TD Bank savings account.

[k3am]

I didn't realize ING changed to capital one.

That may keep me from being to open accounts. For some reason ING hated me. I apparently tried opening accounts at some point and when I later tried to open them not remembering that was blocked from doing it.. ugh.

[sdlaura]

Capital one 360 here too. We have tons of sub accounts for different purposes.

[ilovelucyvv]

We have ING/Capital One 360 as well. Online savings are one of H's responsibilities so I don't know much more than that.

[callmekd]

Also have capital one 360