Hump Day

[chalupa]

I woke up with a terrible sore throat. This is Karma paying me back for taking a "sick" day last week, isn't it? I'm chugging all the EmergenC today.

M will be out of town starting tomorrow for a long weekend. So what do I do when I have the house to myself? I plan a multi-day horse shopping extravaganza. I'm not going too terribly far - 5 hours to the other side of the state, then down 2 hours to MD, but it's too much driving plus actual time riding horses to be able to do it in one day. I'm off on Friday, and I'm crossing my fingers that the Friday horse is the right one. I'd love to not need my other appointments! 

[udscoobychick]

Good luck, chalupa!

I got all the way to work today and realized that I forgot my laptop at home. And DH and I carpooled today, so I had to call him to come back and get me. I dropped him off at work and then headed home, so he was only ~15 min late for work instead of 90 minutes, like if he had come all the way home with me. I decided it was the universe's way of telling me to work from home today, so that's what I'm doing until I need to go pick him up.

[doglove]

Good luck chalupa!

A is heading to PA tomorrow for his grandfather's funeral and coming back Sunday, so I will have the house to myself. I'm excited to work on getting more chaos organized and hope to put up my fake xmas tree in our front room before he gets back!

I'm supposed to run a race with Buddy this weekend, but his poor stomach is all jacked up. I'm trying to figure out how I can still run and get our picture made with the celebrity santa at the end for the local SPCA. I might have to just walk with him for most of the race.

[tiramisu]

I'm feeling tired and like I don't want to go to work today, but I only have 3 more days until I'm off for a week, so I need to suck it up and shake it off.

I'm going to be at work until probably at least 7 tonight, so it'll be close to an 11 hour day for me. Fun times.

[kaneen]

Happy Hump Day all! I have one good story and one bad. I'll tell the bad first.

I have this black velvet pouch thing that I pack my jewelry in when I travel. I keep it in my carry on because I just can't see checking valuable jewelry. I traveled on Monday. So yesterday morning I go looking for the pouch and can't find it. The only thing I can think is that I packed the jewelry in it but then didn't put it into my carry on in my haste to get out the door. So I call my neighbor and ask her to go see if she can find it in my condo. She looks. Nothing. I suppose there is still a chance it's in my house and she just didn't see it but I'm pretty much ready to puke/cry over it. My diamond earrings are in there along with 3 David Yurman pieces as well as my 4ct tourmaline ring that I ADORE.

The good story now. Let me start by saying that Monday was National Kindness Day. I was rushing to get to my flight on Monday and didn't have time to get something to eat before I got on the plane. I asked the flight attendant as I was boarding if there would be food sold on the flight. No luck. She does say that she has a big bag of pretzels that I'm welcome to if I like though. I accept the pretzels from her and move on thinking how cool it is that she did me that kindness on National Kindness Day and trying to think about something kind I can do for someone else in return. I'm standing in the aisle in the first class area and the guy sitting in 3C strikes up a conversation. Eventually he offers me the seat next to him. I'm all, "haha, it doesn't really work that way." Turns out he had purchased both seats as a coworker was supposed to make the trip with him but had to cancel at the very last minute. So the seat is open and he invites me again to take it. As much as I fly, that has NEVER happened to me. I take the seat and we keep chatting. Turns out he's single (and not to mention attractive) and asks me if I want to get coffee sometime! So anyway, I gave him my card so he has my number. We'll see if he ever contacts me but either way it was a pretty cool thing to have happen.

[doglove]

Hope you feel better tiramisu.

Hope your bag turns up kaneen, yay for meeting someone you clicked with!

[chalupa]

kaneen I hope your jewelry pouch just fell off the counter or something. Fingers crossed it turns up!

[udscoobychick]

I hope you find your jewelry bag, kaneen! That's so stressful. But yay for first class and for meeting someone cool!

[bullygirl979]

kaneen, oh man. I REALLY hope you find it But, it is awesome that you were upgraded and got free snacks.

chalupa, I hope your shopping is worthwhile!

[bullygirl979]

I feel like I'm having a Monday. I broke my necklace at work which annoys me.

And, I did my benefits today and I tried to get supplemental life. The company said you have to complete a Certificate of Insurability. One of the questions if if you've had "internal cancer in the last five years" which I have to answer "yes" to. I called the 1-800 number and the enroller stated I would be denied for answer "yes" but she encouraged me to call the company directly. The company rep stated it is up to the underwriters but didn't state I'd automatically be denied. So, would you still try and purchase? Or would that potentially hurt my chances of getting it in the future?

[chalupa]

Nov 15, 2017 11:16:31 GMT -5 bullygirl979 said:

I feel like I'm having a Monday. I broke my necklace at work which annoys me.

And, I did my benefits today and I tried to get supplemental life. The company said you have to complete a Certificate of Insurability. One of the questions if if you've had "internal cancer in the last five years" which I have to answer "yes" to. I called the 1-800 number and the enroller stated I would be denied for answer "yes" but she encouraged me to call the company directly. The company rep stated it is up to the underwriters but didn't state I'd automatically be denied. So, would you still try and purchase? Or would that potentially hurt my chances of getting it in the future?

Being denied coverage now will not effect your eligibility in the future. They may deny you this year - you can appeal that decision and speak to the underwriters directly. You're just about at 5 years, right? If the appeal is still denied, apply again next year during open enrollment. Your "No" response will push you to a different risk category for that quote/approval. SaveSave

[bullygirl979]

Nov 15, 2017 11:22:27 GMT -5 chalupa said:

Nov 15, 2017 11:16:31 GMT -5 bullygirl979 said:

I feel like I'm having a Monday. I broke my necklace at work which annoys me.

And, I did my benefits today and I tried to get supplemental life. The company said you have to complete a Certificate of Insurability. One of the questions if if you've had "internal cancer in the last five years" which I have to answer "yes" to. I called the 1-800 number and the enroller stated I would be denied for answer "yes" but she encouraged me to call the company directly. The company rep stated it is up to the underwriters but didn't state I'd automatically be denied. So, would you still try and purchase? Or would that potentially hurt my chances of getting it in the future?

Being denied coverage now will not effect your eligibility in the future. They may deny you this year - you can appeal that decision and speak to the underwriters directly. You're just about at 5 years, right? If the appeal is still denied, apply again next year during open enrollment. Your "No" response will push you to a different risk category for that quote/approval. SaveSave

Unfortunately, being on meds over 5 years will push me in to the "yes" still because the treatment is for cancer. Whomp whomp. But, I may still try for this year.

[chalupa]

Nov 15, 2017 11:28:04 GMT -5 bullygirl979 said:

Nov 15, 2017 11:22:27 GMT -5 chalupa said:

Being denied coverage now will not effect your eligibility in the future. They may deny you this year - you can appeal that decision and speak to the underwriters directly. You're just about at 5 years, right? If the appeal is still denied, apply again next year during open enrollment. Your "No" response will push you to a different risk category for that quote/approval. SaveSave

Unfortunately, being on meds over 5 years will push me in to the "yes" still because the treatment is for cancer. Whomp whomp. But, I may still try for this year.

Do it! Worst that happens is that you do not get coverage. 

HOWEVER. Most corporate insurance programs allow you do select a certain (lower) level of coverage WITHOUT the medical questionnaire. For my employer, 1x your salary is free/provided by the company, 2x your salary is an added cost, but coverage is guaranteed, and 3x and higher requires the questionnaire/approval from underwriting. Check and see if you can get some coverage without the questionnaire for now!SaveSave

[bullygirl979]

Nov 15, 2017 11:30:34 GMT -5 chalupa said:

Nov 15, 2017 11:28:04 GMT -5 bullygirl979 said:

Unfortunately, being on meds over 5 years will push me in to the "yes" still because the treatment is for cancer. Whomp whomp. But, I may still try for this year.

Do it! Worst that happens is that you do not get coverage. 

HOWEVER. Most corporate insurance programs allow you do select a certain (lower) level of coverage WITHOUT the medical questionnaire. For my employer, 1x your salary is free/provided by the company, 2x your salary is an added cost, but coverage is guaranteed, and 3x and higher requires the questionnaire/approval from underwriting. Check and see if you can get some coverage without the questionnaire for now!SaveSave

They do a flat rate, which is less than half my salary. In order to get ANY additional (even 10k) you have to do the questionnaire.

[chalupa]

bullygirl979, well damn. That sucks. Might I suggest your company hire me to negotiate some better insurance coverage for employees? LOL.

[bullygirl979]

chalupa, man, I WISH!

[cuddlyevil]

GL chalupa!

I hope you find your bag kaneen.

I have rehearsal tonight, so today is a long one for me. Our conductor for my concert is going to be at rehearsal tonight and I don't feel ready.

[chalupa]

One.

That is the number of wedding RSVPs still outstanding. Our deadline is tomorrow. I am doing sound of music-esque twirls that I only have one follow up call to make (tomorrow night after checking the mail, on the very small chance my guest is not a slacker)

[spindle92]

kaneen I am thinking good thoughts that you find your jewelry bag.

bullygirl979 I am sorry about the insurance stuff. Like I keep saying FUCK YOU CANCER!!!!

I just got my midterm back that I procrastinated so long on taking and I got a B. I am on cloud nine over that. Normally I could care less what grade I get just as long as I pass but this class has been kicking my ass so getting a decent grade is kind of a pat on the back.

and I am back at the coffee shop tonight doing homework as ONCE AGAIN the damn construction crew hit the internet cables today. Seriously dudes, how many times is this going to happen?

[doglove]

That’s amazing chalupa!

Congrats spindle92!