Random work related question

[k3am]

Long shot, but you never know. Can anyone recommend a corporate credit card provider? 

We have a provider that we partner with, but they suck great big donkey balls. I am hoping to refer a client to another provider. No one here is willing to provide me with an alternative since they don't want us to use outside products. 

They're willing to cash secure, don't want it tied to an individual's SSN or personal credit, and would like rewards of at least 1%-1.5%. If they're basing it off company performance, it won't underwrite (significant historical net losses, anticipated to continue for the near future), which is why they're willing to cash secure. 

[waverly]

Dh's company just uses Amex (maybe Gold business?). Not sure if that is what you are looking for or if you are looking for something more boutique/ higher level/ B2B?

[k3am]

I don't think they really care. None of the comparison tools will allow me to search for whether or not they're tied to an owner or management's SSN. (Our product here is, so worst case scenario, they'd probably be okay with it, but they'd prefer not to).

[sandandsea]

We used Diners club corporately at my last employer. At my current place everyone uses their own and is reimbursed.

[waverly]

My company credit card is through the bank where the org has it's assets. I am assuming it is tied to those assets because they have the bank account.

[k3am]

Oct 26, 2018 8:40:37 GMT -5 waverly said:

My company credit card is through the bank where the org has it's assets. I am assuming it is tied to those assets because they have the bank account.

Big banks like Wells or Chase manage their own credit cards but most smaller ones (like where I am) outsource to a handful of card providers using a white label product. So you bank at Local Bank, your card is branded for Local Bank, but the actual provider is someone else.

[waverly]

k3am , exactly. But since we are a gov org, I am thinking it is tied to our anticipated revenue rather than say the director or board's SSN.  I could be wrong, but we tend to fall into a special category.  

[librarychica]

Oct 25, 2018 12:26:22 GMT -5 k3am said:

Long shot, but you never know. Can anyone recommend a corporate credit card provider? 

We have a provider that we partner with, but they suck great big donkey balls. I am hoping to refer a client to another provider. No one here is willing to provide me with an alternative since they don't want us to use outside products. 

They're willing to cash secure, don't want it tied to an individual's SSN or personal credit, and would like rewards of at least 1%-1.5%. If they're basing it off company performance, it won't underwrite (significant historical net losses, anticipated to continue for the near future), which is why they're willing to cash secure. 

We use US Bank. As a user who manages quite a few large purchasing agreements, I’ve been happy with their service. Idk financial details, other than they’re not tied to SSNs.