Discount ticket question

[pinkpeony08]

If I purchase tickets through undercover tourist to save some money, they will sit in my Disney account and the expiration policy would be the same as if we purchased directly from Disney, correct?

Just nervous about spending all this money on our trip in case something happens and need to cancel. We reserved dvc points and bought the insurance policy through dvc rental. I have Southwest flight tickets, so could use that credit for something else. There isn’t some reason I should be buying the tickets directly from Disney, right? If there is a benefit I am happy to do so, but I just assume save a little money to spend on something else if it doesn’t matter.

I was going to get travel insurance, but I didn’t realize I could just hold onto the Disney tickets if needed. Does this make the most sense?

[pinkpeony08]

Looking at the undercover tourist website, it looks like they have a 90 day return window? Which seems like the way to go given our trip is within that window. Thoughts?