Anyone taking an RMD this year?

[ohgillian]

I know that RMDs* for 2020 were waived by TCJA, but if applicable, is anyone taking one anyway? I was discussing this with my planner. I think I've decided not to, but I'm open to hearing pros that I've missed.

*Required Minimum Distribution from a retirement account, which are required after age 70.5 and/or if you inherit an IRA from someone of that age.

[RockNVoll]

Nope, we'd much rather keep it invested.

[liveintheville]

We just reinvest it.

[ohgillian]

Nov 17, 2020 16:25:06 GMT -5 RockNVoll said:

Nope, we'd much rather keep it invested.

Yes, but like liveintheville said, we can just reinvest it, which is what I do anyway. I'm just wondering if there are reasons that it would make sense to take the funds out of that vehicle, such as tax rates probably going back up with TCJA cuts expire. 

Again, I'm not planning to, just polling the board's wisdom.