Who do you use for your HSA?

[onetruething]

I'm reading up on HSA's. The one I have currently is through my employer, but it's a use it or lose it type of HSA. I'm more interested in using it for the triple tax advantage. If you do the same who are you using that you are happy with? Thank you!

[ohgillian]

Pom said she's at Fidelity when I asked about this recently.

pandce.proboards.com/thread/625534/using-long-term-investment-benefits

[mccallister84]

I thought HSAs weren’t use it or lose it - that that was one of the major differences between them and FSAs.

Anyway ours is with Fidelity.

[ohgillian]

Apr 30, 2021 8:15:02 GMT -5 mccallister84 said:

I thought HSAs weren’t use it or lose it - that that was one of the major differences between them and FSAs.

Anyway ours is with Fidelity.

Right. OP, do you mean you currently have an FSA? Those are use it or lose it.

[chpmnk1015]

So i left a company that had a good hsa (decent investment over 1k).. i had to move it because once i left there were fees more than i would make in interest and i only ended up having like 3K in it. I ended up moving it to my credit union.. i dont make interest, but i also dont pay any fees. it works for me right now... i am hoping next job i will be offered hsa again.

[definitelyO]

A HSA is NEVER use it or lose it - I'd confirm what kind of account you have.
A FSA is use it or lose it as is a HRA. (*lots of acronyms)

Our company uses Discovery Benefits a WEX company for our health savings accounts.

[186momx]

I have my HSA in my credit union and it has a nice interest rate each month (why higher than my savings account). I use it for major medical only. I have a very $23K out of pocket max and was so excited when I finally accumulated enough in my HSA to cover my out of pocket max.