Plumbing, purse, and the rest to my efund (3 months expenses).
If I filled that account I would consider starting savings for one of the nonessential things - camera or trip. I would not save towards a car if I don’t have an efund completed.
How emergent are the trees? What is the consequence of not cutting them? I would probably do the needs, the bike brakes, the camera, and the savings in the efund. I would also take $1,000 for an inexpensive getaway. My priority would be a mix of savings, practical priorities and fun.
Post by midwestmama on Jun 27, 2023 9:38:40 GMT -5
I would do required plus 1 and 4. TBH, I personally would consider #1 (trees) as required. We have had large, mature trees fall down in our yard and they all have miraculously missed the house and deck, but I am terrified of the thought of a tree falling on our house.
I would then make sure my emergency fund was fully funded, and probably put a little more to the car fund - but I despise paying interest if I don't have to.
And then anything remaining go to the travel fund.
I think I would do everything in the first section, and the trees. Then I would vote for the trip, though I wonder if there are any options that cost less than $7500 a person? That's very high (IME) for travel and I wonder if there are ways to cut that cost a bit. It doesn't sound like you can do the trees AND this particular trip if you do the first section, but I think going on a trip sounds like a great idea. I am so morbid sometimes, but I always remind myself that I want to prioritize travel while I'm still young and healthy enough to be able to - I never know what the future will bring. Given that you've already experienced some health issues in recent years, I think I'd prioritize a trip while you're healthy. Hopefully you will have many more years ahead of you to do this, but you just never know.