Ibonds

[chpmnk1015]

OK.. I tried search function and found some posts and read through but cant find the one i thought had this information.

So, i did Ibonds in September of 2022.  Im thinking of now taking that money and putting it back in my savings because it says rate is like 3.58%.   and i can do a CD for more at the moment.
Do i need to wait longer?  Sorry, i still get confused by ibonds.

[Susie]

You've held them for a year, so yes you can. However, since you've held them <5 years, you'll give up the last 3 months of interest if you do it now (or before 9/2027).