Best rewards cc? No airline miles needed

[stephogirl]

We have an airline rewards card that we put the majority of our purchases on each month and then pay it off in full. DH doesn’t love to fly. He’ll do it, but it takes some real convincing. We’re starting to realize that we should find a different rewards credit card so we can actually use the rewards off of it. We have so many miles built up on our current card, but we haven’t flown anywhere since before the pandemic. There’s a chance of us using some up next year, but we really don’t need to be adding to the total as we just don’t fly often enough. 

Any suggestions for a non-airline rewards card?

[chpmnk1015]

I like my chase sapphire.. yes has possibilities for airlines which we have used..but I've also used the cash back and airbnb..and almost did a gc for a store that was a good deal but didn't just because I found what I needed elsewhere.

I also have a Cc through my credit union that has a bunch of different rewards as well.

If you need a referral link here's my chase
www.referyourchasecard.com/19l/5SZAYLO3OH

[quesyrah]

We like our capital one quicksilver.

We don’t spend enough to justify a card with an annual fee.

[Susie]

Our primary card is Chase Sapphire Preferred.  I redeem points for travel, and have done both ways -- transferring the points to (e.g. an airline) and then using those points/miles to book the flights with the airline, and also booking directly through Chase's engine, which I'm more inclined to do for hotels than airfare.  It helps make nice vacations more affordable for a fam of 4.  Last time I checked I couldn't redeem for Amtrak tickets which annoyed me.  If you can do flights and car rentals why not trains?  

We also have a no annual fee Capital One Quicksilver.  I applied for it mostly because it's a $0 fee card w/ no foreign transaction fees.  CSP has no foreign transaction fees but I like to have a backup when traveling outside the US.  Capital One also has a Savor card that looked like it might be useful.

[ssmjlm]

For a while the city double cash back was a pretty good standard card. The rewards are ok, but it’s money back in your wallet.

[puppylove64]

I like straight cash back. I like my citi card for most things. It is 2% cash back on everything with no gimmicks or quarterly changes. I just added the capital one savor because it is 5% cash back on groceries and food. Both have no annual fee.

[mae0111]

I have an Amex Blue Cash. It’s 1% back on gas, groceries, and pharmacy, .5% back on everything else until you spend $5k I think? Then the numbers go up to 5% and 1%. Since we put everything on the Amex, it adds up quickly. Not just shopping, but bills where I can just to get the points - cell phone, electric, propane for heat, etc.

If you have kids, DH has a Mastercard through Fidelity that gives us 2% back into our kids’ 529 accounts. He uses it exclusively for business expenses.

[lavenderblue]

I like my Amex Gold Card. It isn't anything fancy, has a low annual fee, and I like to use my points to buy GC to various stores I like to shop at. I don't even use this card exclusively and in the last two years have cashed in enough points to get nearly $2K in GC, so I'm happy with it.

[midwestmama]

We have Chase Freedom Unlimited and Capital One Quicksilver. Both are no annual fees. Rewards for both are 1.5% of each purchase (can choose cash back, statement credit, or gift card). One thing I like about the Chase card is that you can go on the website or app and add discounts to your card from a set of discounts (discounts are usually available for a month or so, and new ones are constantly added as some expire). When you make a purchase (in-store or online) where there is a linked discount (stores, restaurants, etc.), the discount shows as a statement credit. Just a nice way to get a little additional cash back.