? About Dependent Care FSA

[GailGoldie]

My DH's company will put in $1k if you put in $4K.

We have been spending about 20K/year in care for the past 3 years, so it's never been an issue - we get back that 5K easily

This coming year we only have $4500 in actual tuition... is there anything bad about putting in the 4K if we are only going to ask for $4500 in reimbursement? I'm thinking no - but wanted to make sure i'm not missing out on anything?

thanks!

[definitelyO]

If you put in less than the $4000 will they give you anything at all? the funds that are not spent will go back to your employer I believe (depending on how the plan is set up) - so they would not lose out on anything.

[iheartbanjos]

It's still a free $500. That's amazing. Due to my income, they actually cut the amount I can do--I think it's like $3500 now.