Online payment fees

[hbomdiggity]

Would you pay a 2.25% convenience fee to make a $918 payment online with a credit card?

Sorry not clicky, I'm on the app. We generally put everything on our Amex for points, but not thinking this is worth the $20.

[Deleted]

Not unless I was getting more than $20 in points as a result.

I am stingy enough about those kinds of things though that I would pay online through my bank (meaning, have my bank send the check or an electronic payment) to save the price of a stamp

[M]

No. It's a waste of money.

[aspentosh]

Not for $20. That seems like a waste of money to me.

[Susie]

Oct 11, 2012 10:17:22 GMT -5 v said:

Not unless I was getting more than $20 in points as a result.

+1

[aurora]

I probably wouldn't even do it if I were getting >$20 in points, just on principle. Well, maybe if I were getting $100 in points.

[LoveTrains]

Eh, it depends on what it is. I suck it up and pay my car tax online even there is a 2% convenience fee. I don't trust those bastards at city hall to not lose my check - and then they charge back interest.

[ReenaP]

If they charge a credit card fee, we always pay by check.

[dexteroni]

No; I don't pay fees for online payments. Can you use your bank's bill pay? Or do they charge a fee as well?

[Deleted]

Oct 11, 2012 10:46:14 GMT -5 LoveTrains said:

Eh, it depends on what it is. I suck it up and pay my car tax online even there is a 2% convenience fee. I don't trust those bastards at city hall to not lose my check - and then they charge back interest.

If you do online bill pay and have your bank cut a check for you, you'll have a firm record of the transaction and won't have to pay 2%.

[hbomdiggity]

That's what I figured.

We can use bill pay, but it is for a property tax bill and I may just send on a regular check with the payment slip with all the numbers.

[LoveTrains]

Oct 11, 2012 10:52:55 GMT -5 v said:

Oct 11, 2012 10:46:14 GMT -5 LoveTrains said:

Eh, it depends on what it is. I suck it up and pay my car tax online even there is a 2% convenience fee. I don't trust those bastards at city hall to not lose my check - and then they charge back interest.

If you do online bill pay and have your bank cut a check for you, you'll have a firm record of the transaction and won't have to pay 2%.

Have you met the people who work for the city of Providence?! I still don't trust them. My car tax bill is about $1000/year, so I pay it in quarterly installments. If it gets lost in city hall and is floating around and doesn't get attributed to my account by the deadline, they start charging something like 8% interest on the entire car tax bill - even what you have already paid. I am sure I could fight them until I was blue in the face, it wouldn't matter, I would have to pay the back interest.

cheaper to pay the 2% ($20) for the peace of mind and record of the transaction - and they key thing is the city receiving the money.