^ Mortgage Rates

[cindilu1]

I refinanced a few months ago to a 15 year 3% mortgage and I was curious to see what the rates are now.

[hannamaren]

I am in Canada, but I will play for my peers. I got 3.19 but we were told if we open an account with the same bank, we can get 3.09
(3.19 with ING and 3.09 with PC)

[Pilsy]

We only went down to 3.75% in the beginning of August. I thought that was great (and my parents think it's absolutely wild), but then I heard of people like you!

[Deleted]

Our broker mentioned 3.25 % with 0 points for a 30-yr, but we have to wait a few more days to lock-in.

[Pom]

We closed 45 days ago on a new home purchase, 30 year fixed, no points, 20% down and our rate was 3.50%

[cindilu1]

I'm asking because some articles I've read say that the average rates are down around 2.7% and I'm curious.

[Deleted]

Oct 12, 2012 8:56:08 GMT -5 cindilu1 said:

I'm asking because some articles I've read say that the average rates are down around 2.7% and I'm curious.

I've been getting daily quotes for a 30-yr. Since the 30-yr is at 3.25%, 2.7% for a 15yr sounds right.

[my4girls]

closing in a month on a 30 year fixed. locked at 3.375, no points

[jenjen]

I refi'ed to a 30 yr 3.875 in July, 20% down. I know rates have dropped a little since then but I am super happy with my mortgage being under 4%!

[Deleted]

We are locked in at 3.25% for a 30 year VA and we took the higher rate with a point credit of 1.5. I just got the email and it's back up to 0 points which is still phenomenal. The lowest rate I have seen is 3.1%.

[caidan]

We closed on a 30 year fixed on Oct 1 at 3.1 percent.

[Deleted]

My in laws just got 3.35% 30 year fixed. Wells Fargo.

[jenn248]

We just refinanced today for a 20 year at 3.375%. If we had wanted to do a 15 year, it would have been 2.875%.

[stellarose]

We were going to close in 45 days 30 yr fixed at 3.375% no points. He said it would have been about 3 pts to buy down to 2.75%.

My moms CU was offering down to 2.75% and a small bank in town had 2.5%, but not sure of the terms.

[Doggy Mommy]

Our rate is 3.625 for a 30-year. We missed better rates by a couple weeks but are happy with what we got.

My husband did talk to our mortgage broker about a 15 year loan for his parents, and the rates he quoted were not in the 2s.

[honey987]

we just refied at 2.6%

[dr.girlfriend]

I got 2.75% on a 15-year at the end of June? July? Somewhere in there.

[dr.girlfriend]

Oct 12, 2012 8:56:08 GMT -5 cindilu1 said:

I'm asking because some articles I've read say that the average rates are down around 2.7% and I'm curious.

I think usually those "average" rates have a point built in.

[ellenbrody]

We just refied yesterday at 2.875 for 15 years, no points.