Fvck-trying to refi my mortgage and somehow forgot

[Deleted]

to pay my cc. It had a balance of $3.60. I got the next statement and they charged me a late fee. Dang it. Will this be reported to the credit bureau? If $3.60 costs me tens of thousands in interest because I can't refi, I'm going to barf.

[Deleted]

unless you are more than 30 days late it shouldn't show up on your credit report

[arch01]

call the CC company and ask them to waive the late fee. most will if you're in good standing/haven't had a late payment in 12+ months

[aurora]

I was successful getting them to waive the late fee when I forgot to pay my CC for a couple of days past the due date. The representative told me that I wouldn't get another chance at it but didn't give me a hard time. It was well under 30 days so I didn't ask about reporting to the credit bureaus (and it certainly didn't appear on mine).