Daily Poll - Thursday

[ct]

feel free to elaborate if you wish

[twotrue]

I'm on my phone so I can't see the poll. What's the question?

posted from phone

[ct]

How are you feeling financially these days?

(eventually I may actually remember to put the question in the post for those on their phones!!)

[bluedaisyus]

Okay, so, I am kind of in between. I would say that I actually feel pretty comfortable right now overall, BUT we are getting ready to TTC again. Like SOON. This of course means money going out, and possibly large amounts of it. That is stressing me out a little as far as money goes, so I answered that we are making it work but it's tight.

[joyseattle]

We're making it work, but me not doing overnights/births and not being up to speed with my new job is a bit stress-inducing. It would be great if C had more freelance work and/or got a FT job, but I'm not sure those will happen at all and definitely not until after the new year.

For TTC we're okay for at least a couple months, but if/when we move to the RE I'm scared of how quickly we could spend a lot of money.

We really want to do at least one domestic trip and ideally an international one (with miles, but still $$$), but those are on hold until we see how things pan out the next few months.

[kershnic]

We're not at risk of not eating or anything. I stress about it a lot, mostly because of TTC expenses and the fact I want to quit my job and go back to school if we ever manage to have a baby. Paying for our living expenses plus daycare plus tuition is a terrifying idea.

[rikkiandjulie]

We are ok. We eat. Never have a late bill and are managing a trip to Europe on a budget. Could we do better yes. Our rent is 4x as expensive here so it's been a tough adjustment. We need to get some money back in our savings there is very little there now I mean like $300 but hey were making it. With my promotion getting taken off the radar and no promise of a raise now, I'm looking for a better job ASAP, or a PT one because right now it's always juuuust enough. However, Julie's MBA is done March and my financial aid from school will start rolling in soon so those two things will help for sure. We will be back to happy land soon, just not soon. And as for having a child I don't think anyone ever really thinks "Yep, I'm 200% ready financially" so we are going with a 75% and remembering that our parents did damn well on much much less ;-)


Rikki-iPhone

[ElsaVonM]

We are both looking for jobs. That kind of says it all. Lots of out and very little in. I'm starting a temp job next week, thankfully. It doesn't pay well, but having anything coming in will be great.

I am glad we saved considerably more than we thought we would need for this transition.

[ct]

its a big stress for us too. things changed drastically after the adoption and though we knew it would be tight (and obvi would have adopted them no matter what), its been tighter than expected. We are having to make some tough decisions (cutting household expenses, changing daycares, ect), which sucks but i'm hopeful that this will be short lived in the grand scheme of things.

[hlke]

C's income more than doubled when we moved here, but our expenses went way up too. Moving has been even more expensive than I thought it would be, and several wants are on hold - a new couch, non-holiday travel. So money *feels* tight, even though we are in a much better financial position now than we have been. The biggest difference is we're putting much more money towards our financial goals, and I wouldn't change that in order to be able to spend whatever I want.

[2brides]

Like others, we have plenty to eat, we have a nice home, the kids do activities, we can afford clothes, etc. But we aren't saving like we need to for the kids college, our own nest egg, vacations, etc.

[hensmum]

It's tight. We have been spending more than we should (nothing crazy just too many trips to target and the grocery), and I am working hard to reign it in now. We have made cuts, are having a very low-budget Xmas, etc. C is working on a refi of our mortgage. It's stressful. I try not to stress too much, because I know we're okay and things will get better. We would really like to move back to the city in a few years, so we really need to keep our eyes on the prize. In the meantime we have family all over the eastern US wanting us to go here, there and everywhere, which is hard.