Does your homeowners insurance increase every year

[thumper55]

mine has bee increasing every year by a little over $100.
Does yours increase like this? Does anyone know why it increases?

11/27/2012 $1531.00
11/28/2011 $1,422.00
11/24/2010 $1,310.00

[Norticprincess]

Ours has, it varies my amount each year. Sometimes it is just a statewide increase and sometimes it has been a bump in the cost to replace increasing.

[arch01]

in this house it hasn't yet. in our previous house i think it only went up by $50 over the 5 years we owned it.

it increases due to state adjustments-laws, risks, claims, etc.

[minniebee]

In my condo (rented out to a tenant), it doesn't go up much.

For our house, it's gone up a ton. We moved in 3 years ago, and it's gone from roughly $1100/yr to almost $1900/yr. Their explanation is that our area is in a new high risk area because of some wind storm that caused damage. I call BS. I think they gave us a low rate initially to reel us in, and then raised the rates a lot, figuring that most people don't switch insurance companies all that often and will just live with the higher rates.