Post by starrieskies on Aug 29, 2013 21:14:51 GMT -5
No, and I had planned on paying it off early anyway. I'm leaning toward taking the extra money and keeping it in my savings account, just in case I need it, and if I don't I can just put it back on the loan later... it would be nice to have a safety net.
Post by captainmel on Aug 29, 2013 21:24:50 GMT -5
I would say take the extra and have that little cushion. Putting your mind at ease is worth it.
I have two randoms to add. 1) you know your text books are expensive when the bookstore cashier says "wow, is that right?! Do they really cost that much?!" 2) there is a girl in one of my classes that smells so bad. It is this awful mix of body odor and cigarettes and I just want to look at her and say "do you know how bad you smell?!?" But that's apparently not polite.
No, and I had planned on paying it off early anyway. I'm leaning toward taking the extra money and keeping it in my savings account, just in case I need it, and if I don't I can just put it back on the loan later... it would be nice to have a safety net.
This is where my mind was. A cushion doesn't hurt, and if you can pay it off early, it lessens your risk.