H got laid off

[Deleted]

On Friday. He was the main breadwinner in the family with me basically on Maternity Leave and only working very part time when I am working. Our savings is basically depleted because of my ML and we were living paycheck to pacheck (not very MM, I know.) It also means our 7 week old has no health insurance now. We're both looking for jobs now and have support of my family but fuuuuuuck this is really really scary. 

[mx27]

i hope you all are able to secure employment and health insurance soon.

[lauren170]

((Hugs)) Can he collect unemployment? Is there state health insurance?

Hopefully his next job will be even better than that last. Things happen for a reason and hopefully it will all work out sooner than later.

[lime]

I'm so sorry. Can you sign up for the ACA?

What line of work is he in? When were you planning on going back to work?

[elleblue]

Oh no! Crossing fingers that you both find jobs soon. 

[Deleted]

Apr 7, 2014 21:16:16 GMT -5 pagas said:

That sounds incredibly scary, I am so sorry. I hope he finds something soon.

Can't you get insurance with Obamacare?

That's an option...Michigan also has insurance for uninsured children, so we're looking into both. I just never thought I'd be in this position, you know? Ugh. 

[cbwm1]

((((Ruby)))

Look into ACA. Your H needs to file for unemployment ASAP. Can you go back to work FT sooner than planned?

[Deleted]

lauren170 yes, he'll get unemployment. Thank goodness.

lime, we're looking into that. He's in disaster midtigation (think house floods, mold, fires, etc. He's a PM for those kinds of projects). They were really busy with all of this cold weather and over extended their OT hours and had to cut almost half of their work force. I wasn't planning on going back to work FT, but I might have to now. I work for my family PT and might be able to up my hours a little, but not enough to cover bills for the long term. Hopefully he finds something soon.

[Deleted]

Apr 7, 2014 21:19:42 GMT -5 cbwm1 said:

((((Ruby)))

Look into ACA. Your H needs to file for unemployment ASAP. Can you go back to work FT sooner than planned?

I don't want to, but I will until he finds something stable. I have a job waiting for me with my family's business but it's very part time working from home and wouldn't cover the bills. So we're both looking for FT right now. Which breaks my heart because I don't want to (and hadn't planned on) leaving E to work outside of the home. 

[cville]

I'm so sorry. I hope something turns up soon.

[cbwm1]

Apr 7, 2014 21:24:27 GMT -5 @utahlove13 said:

Apr 7, 2014 21:19:42 GMT -5 cbwm1 said:

((((Ruby)))

Look into ACA. Your H needs to file for unemployment ASAP. Can you go back to work FT sooner than planned?

I don't want to, but I will until he finds something stable. I have a job waiting for me with my family's business but it's very part time working from home and wouldn't cover the bills. So we're both looking for FT right now. Which breaks my heart because I don't want to (and hadn't planned on) leaving E to work outside of the home. 

I understand. Unfortunately, you're being forced into it now unless he finds something ASAP.

It'll be okay. Things will likely be rough for awhile, but it'll be okay and you'll come out stronger on the other side.

[Deleted]

Apr 7, 2014 21:31:38 GMT -5 cbwm1 said:

Apr 7, 2014 21:24:27 GMT -5 @utahlove13 said:

I don't want to, but I will until he finds something stable. I have a job waiting for me with my family's business but it's very part time working from home and wouldn't cover the bills. So we're both looking for FT right now. Which breaks my heart because I don't want to (and hadn't planned on) leaving E to work outside of the home. 

I understand. Unfortunately, you're being forced into it now unless he finds something ASAP.

It'll be okay. Things will likely be rough for awhile, but it'll be okay and you'll come out stronger on the other side.

When we moved here in October he found a job within 6 days, so it's possible, but I'm not getting my hopes up. I'm the only one with a college degree too, so the liklihood of me finding a job first is greater. We'll see what happens, but it's breaking my heart. H feels so guilty because he knows I want to SAH.

Like you said, it'll be okay eventually. 

[cbwm1]

Apr 7, 2014 21:43:08 GMT -5 @utahlove13 said:

Apr 7, 2014 21:31:38 GMT -5 cbwm1 said:

I understand. Unfortunately, you're being forced into it now unless he finds something ASAP.

It'll be okay. Things will likely be rough for awhile, but it'll be okay and you'll come out stronger on the other side.

When we moved here in October he found a job within 6 days, so it's possible, but I'm not getting my hopes up. I'm the only one with a college degree too, so the liklihood of me finding a job first is greater. We'll see what happens, but it's breaking my heart. H feels so guilty because he knows I want to SAH.

Like you said, it'll be okay eventually. 

Hang in there. You guys will do what you have to do and I'm confident that eventually, you'll be able to resume SAH

((((more hugs))))

[janiejones]

He should immediately check with similar companies to the one he used to work for. This winter was brutal, I know our flood repair people are stretched thin (we're in limbo on some repairs), I imagine all of Michigan is similar to here.

[idoinjuly]

Good luck. I hope that one or both of you find something soon that works well for your family.

[lilac05]

I'm sorry. What a stressful situation.

Just remember, going back full-time now does not have to be permanent. You could go back until you can get back on your feet again, and then stay home with the baby.

You should be able to get insurance for the baby pretty easily, but I know it's a hard pill to swallow when you've never had to ask for/accept help before. Just remember, situations like yours are EXACTLY what those programs are meant to cover!

[sake]

I'm sorry ruby. I hope he (or you both) find something soon. Also, I know how hard it is leaving your baby when they are small, but he won't remember this time at all, and I'm sure that you will be able to stay home again with him soon, and when you can do more with him.

[tdk2]

Apr 7, 2014 21:18:56 GMT -5 @utahlove13 said:

Apr 7, 2014 21:16:16 GMT -5 pagas said:

That sounds incredibly scary, I am so sorry. I hope he finds something soon.

Can't you get insurance with Obamacare?

That's an option...Michigan also has insurance for uninsured children, so we're looking into both. I just never thought I'd be in this position, you know? Ugh. 

You definitely should be able to get your kid overestimate through MI. I think you can do the app online. When you do talk to a person a some point, ask if there are coverage options for you or you and your Dh. I know there's care for pg women, I'm nt sure about for after. I do think I remember seeing something though about coverage for a child's primary care giver as well. Also, I believe the enrollment for affordable care act closed at end o march, but I think April 1, the state of MI opened addl coverage. I think you can start on the affordable care page and I think it links off of that to other resources. (I think)


I'm so sorry, that's all stressful. I hoping maybe getting coverage is one thing off your mind if you can get kiddo or kid and all of you covered.

[polka]

Oh no I'm sorry, Ruby.

[Deleted]

I'm sorry your husband lost his job. I do hope you are hiding your disappointment from him better than you are here. This all really sucks, but this is the time to buck up, apply for benefits, and support your family.

[thedude]

Oh man, I'm so sorry. Fingers crossed your H is able to find a new job soon.

[Deleted]

elle oh no, of course I'm not...thats why I put this all here. He knows I'm scared but I've been pretty positive this whole time.

@kirkette I've never heard of SCHIP but it looks like yes, we do have something similar to that here. I applied for that for him Sunday (it's all online here)

[mrsukyankee]

I hope the best for you and your family

[Jalapeñomel]

I'm sorry. I hope something comes up soon.

[Deleted]

Oh shit ruby I'm so so sorry. I'm keeping you inn our prayers and please let me know what I can do. I have baby stuff we can send you.

[Deleted]

Also YOU need health insurance too Missy, so do look into the marketplace even if little dude gets his own MI one.

I went back at 9 weeks because Jake was unemployed. It sucked but we both cherish that time he was able to spend with them. We had a savings then - we don't now, so its a bit scarier. I get it.

Basically I'm here, I get it.

[ZoeHart]

Oh hon I'm so sorry. I hope he finds something soon.

[Waffles]

I'm sorry! I hope he finds something else quickly.

[Deleted]

Apr 7, 2014 21:18:56 GMT -5 @utahlove13 said:

Apr 7, 2014 21:16:16 GMT -5 pagas said:

That sounds incredibly scary, I am so sorry. I hope he finds something soon.

Can't you get insurance with Obamacare?

That's an option...Michigan also has insurance for uninsured children, so we're looking into both. I just never thought I'd be in this position, you know? Ugh. 

I am so sorry. Not sure if anyone has mentioned this, but you may also qualify for WIC, so I would look into that too. I hope he finds something quickly.

[gullterre15]

I am so sorry to hear! I hope you guys can get something soon.