Ugh, heard a weird howling noise from my back right side on highway when I took right curves and a small thunk when I stopped and accelerated. Brought it to garage and damn $1350 quote. I need front and rear breaks, 4 tires and an alignment. Then I get a call I owe my account $200 for taxes. Luckily we are getting a large refund but have to wait for it to come through. Damn, I was just starting to get my debt under control. This sucks!
I'm back and exhausted from IL weekend #2. It was hot and there was always something to do and I didn't sleep well either night. And I just struggle so much with how privileged these kids are and while they're nice kids, they just don't understand how lucky they are and how they have these opportunities that so many don't. It's definitely partly jealousy lol SIL1 "invited" me to join some group on Facebook to track her and the boys' and the ILs' trip through Ireland and the UK and I deleted that quickly lol no fucking thank you.
Also the school is a private Episcopal school and I don't think they're generally teaching terrible stuff, the alumni commencement speaker had a line in his speech about how "all SCOTUS rulings are contentious, but the current one certainly has some people in their feels." I made an involuntary strangled cough when he said that. SIL2 was next to me and she and I exchanged a few eye rolls during his speech. He has also been a guest on a podcast where he discussed how porn is destroying society. So.
Glad that's all over. Now fingers crossed we don't end up with Covid! We're supposed to be having dinner with our new supper club friends on Saturday and we're going to rapid test that day just in case.
I don’t think it can be a gift of money at purchase. I think most people are either people who are older and have been saving for a long time (but could never buy at NYC market price) or have come into a relatively modest amount money via an inheritance but have a lower income themselves.
Ah ok. The only people I know who have lived in NYC or are living there had minimal salaries themselves in terms of qualifying for a NYC apartment...but had extremely wealthy parents.
My husband grew up in NYC (as did his whole family before him) we know a lot of artists and other lower income people who have done the housing lotteries or competed for this type of housing and his grandparents lived in subsidized artist housing. When they died, we had to clear the apartment almost overnight because there were people on the waitlist for openings for about 20 years.
The NYC low income housing help is so complicated and strange.
I made my own coconut dates yesterday and they were amazing. So good that when I went to grab a Reese's peanut butter cup, I decided I'd rather have a coconut date.
An inheritance would count toward your asset cap because it would have to already be in your savings. It’s not a gift. But it’s often how a lower income person would have that much money saved.
So in your example the person wanting to buy makes 48k or less, has saved ABC, inherited XYZ in 2020 or whenever to make the purchase price and now will have only three thousand in cash/assets/savings after the sale. It sounds a little risky to me but they would own their apartment outright.
I haven’t often seen the asset cap.
Even in the article you posted it says: "At these prices, it’s reasonable to wonder: Who can afford to buy these apartments with a limited income? Increasingly, brokers and housing advocates say, the answer is retirees, young people receiving help from their families, middle-class workers with a sudden inheritance and others who qualify on paper for the income caps but have significant assets."
So it mentions people having assets, which makes total sense. But that’s not what the listing I mentioned is talking about. You still have to pay the monthly maintenance fee as well, which per the listing is $550 per month, so to only have $3,000 left to your name after buying an apartment doesn’t seem to add up. But maybe there’s more to it.
Ah, I’ve seen the asset cap a lot but we know a lot of people in NYC who are looking for places like this and talk about it so I guess it’s on my radar.
Yes, I did read the article I shared. The NYC housing market and “help” for low income people is very strange. It’s a very small amount people in very particular circumstances that this would work for. That’s been the criticism for decades.
The people who would qualify in your scenario from the particular quote you pulled would be the “retirees or middle class people with a sudden inheritance” and a willingness to spend it all on owning an apartment.
It would be unfortunate to only have 3k in savings/assets after the purchase but you would own the apartment and $550 monthly maintenance would be less than rent pretty much anywhere in the country. I think for a lot of people that might be worth it with the idea that you can save more in the future and hopefully increase your income (or be collecting a pension or other retirement funds).
Post by wanderlustmom on May 16, 2022 14:37:54 GMT -5
I remember camps were tricky for us when the kids were little. Don't do enough and they get bored, do too much and we are all over scheduled and cranky!
And our son is a homebody introvert and our daughter is super outgoing and social. They each needed wildly different camps, summers and experiences. And having a boy and girl they never wanted the same camp. Not saying all brother and sister groups are like this--but we don't have kids who like the same stuff. That would have helped too. So anyway, I remember it being so hard to figure out and so expensive. That was a big part of it too and all the parents talked about it all the time. I definitely felt the social pressure about camps so I had to really get away from the pressure. I know I sound like I'm 747 years old but my mom didn't worry about how I spent my summer. When I was little she was there and when she went back to work my grandparents came over with us. I went to a few summer camps and a few vacations but it was mostly three months of me entertaining myself or making my own plans. I hope our society swings back a little more that way.
I started to watch Sliding Doors last night and was struck by how mediocre I find Gwyneth Paltrow is as an actress.
I feel like everything I’ve seen her in, I’ve instantly forgot. Like I remember I saw that movie and liked it but don’t remember a single detail and normally I remember everything about everything.
Or if she’s part of a big cast, I forget it’s her in the role.
I started to watch Sliding Doors last night and was struck by how mediocre I find Gwyneth Paltrow is as an actress.
I feel like everything I’ve seen her in, I’ve instantly forgot. Like I remember I saw that movie and liked it but don’t remember a single detail and normally I remember everything about everything.
Or if she’s part of a big cast, I forget it’s her in the role.
I like the concept of the movie, but now I find her acting really not good. I don't think I felt this way when I was younger, which is interesting.
I made my own coconut dates yesterday and they were amazing. So good that when I went to grab a Reese's peanut butter cup, I decided I'd rather have a coconut date.
Are these just dates rolled in coconut? I have a Costco bag of dates and TBH I don’t know if I’ve even really eaten a date before.
I feel like everything I’ve seen her in, I’ve instantly forgot. Like I remember I saw that movie and liked it but don’t remember a single detail and normally I remember everything about everything.
Or if she’s part of a big cast, I forget it’s her in the role.
I like the concept of the movie, but now I find her acting really not good. I don't think I felt this way when I was younger, which is interesting.
More exposure to better acting? I think she was so popular and in the news back then she dazzled you* into thinking she was better and more interesting than she actually is.
Post by emilyinchile on May 16, 2022 15:17:51 GMT -5
I mentioned last week that L got a cold from daycare, NBD until yesterday morning when he threw up multiple times in quick succession and was completely listless. We spent the afternoon at the ER only to be told he was thankfully ok, and it's just a bad virus, but it's been an exhausting couple of days. FI and I took turns sleeping on the couch last night with L in the pack and play so we could monitor him. And his pedi is on vacation this week, so we're trying to figure out with her who can see him for the appointment the ER suggested we have tomorrow both to make sure he's still ok and to tell us when he can safely go back to daycare.
I like the concept of the movie, but now I find her acting really not good. I don't think I felt this way when I was younger, which is interesting.
More exposure to better acting? I think she was so popular and in the news back then she dazzled you into thinking she was better and more interesting than she actually is.
lol is she a good actress or is she just white & 90s skinny?
More exposure to better acting? I think she was so popular and in the news back then she dazzled you into thinking she was better and more interesting than she actually is.
lol is she a good actress or is she just white & 90s skinny?
And is the daughter of a celebrated actress and a director.
More exposure to better acting? I think she was so popular and in the news back then she dazzled you into thinking she was better and more interesting than she actually is.
lol is she a good actress or is she just white & 90s skinny?
Exactly! I think we can make a list of people who fall into this category looking back.
Post by mysteriouswife on May 16, 2022 15:33:23 GMT -5
Mental health awareness is important. I don’t disagree we need a moth to talk about mental health and treatment. What I do not need is a million emails marketing shit while asking if I’m okay. As someone who battles anxiety and depression it’s annoying to open my emails to retail companies asking about my mental wellness.
I have a weird size window in my west facing front door. Afternoons/evenings are terribly bright and hot in the summer. It's already getting uncomfortably bright. I think getting double sized tape and fabric from a fabric store might be my best bet. I wish I had a front door with no window. That would be preferable.
I am so tired of my city’s response to the unhoused population. I work in homeless services and have lots of sympathy, but my h was complaining that he no longer feels comfortable going to the library, and yesterday I took my kids to a park downtown because there is a splash pad and a lot of room to run, but it was so overrun by people sleeping on benches and using in plain sight that we left shortly after we got there.
I spent a good chunk of time on a package to nominate myself for a leadership program. It was several documents, a nomination letter, etc. This was back in March. Sent it in, heard nothing.
We get an email today, please submit your nominations for this leadership program. WTF? I already did this in March, what happened to that package?
No wonder no one wants to participate, you make it too hard.
I also had an awkward interview where I don't think the guy is interested in the role at all. It's a completely different type of role for this job series and I don't think he really prepped, despite knowing more than one person in the field.
I made my own coconut dates yesterday and they were amazing. So good that when I went to grab a Reese's peanut butter cup, I decided I'd rather have a coconut date.
Are these just dates rolled in coconut? I have a Costco bag of dates and TBH I don’t know if I’ve even really eaten a date before.
The ones I made were dates + pecans blended in the food processor, then rolled in coconut. I used this recipe, but halved the pecans (this was in line with most other recipes). I may actually follow it next time, since they are still a bit mushy, even after freezing. feelgoodfoodie.net/recipe/coconut-date-balls/#wprm-recipe-container-8532
I just started Candy on Hulu today, mainly to have on in the background while I do other things, and it's really pulled me in! I forget where/when I read that people think Jessica Biel is talentless, but after seeing her in this and The Sinner, I have to disagree. Definitely has talent. Also, as someone who's fairly into True Crime, I'm surprised I've never heard of this case.
My boss resigned today and all I can muster is a “meh”. This probably makes me a shit person since I like him and we’ve worked together for five years but this hasn’t been a great couple of years for him and it’s made my job harder.
"Hello babies. Welcome to Earth. It's hot in the summer and cold in the winter. It's round and wet and crowded. On the outside, babies, you've got a hundred years here. There's only one rule that I know of, babies-"God damn it, you've got to be kind.”
Nicholas Cage was only good in National Treasure franchisees
Hahaha, yeah. I've seen many of his movies growing up and never thought anything of him, good or bad, but recently rewatched something he was in and was like.. wow. He is a REALLY bad actor.
Ah ok. The only people I know who have lived in NYC or are living there had minimal salaries themselves in terms of qualifying for a NYC apartment...but had extremely wealthy parents.
My husband grew up in NYC (as did his whole family before him) we know a lot of artists and other lower income people who have done the housing lotteries or competed for this type of housing and his grandparents lived in subsidized artist housing. When they died, we had to clear the apartment almost overnight because there were people on the waitlist for openings for about 20 years.
The NYC low income housing help is so complicated and strange.
Wow, that makes sense. It does sound complicated and strange but maybe even more so from an outsider (like me) perspective.