Post by cardiganagain on Dec 19, 2012 13:40:49 GMT -5
If it came down to it and you decided you were going to leave your H, are you financially able to do so without any time planning or assistance. Could you just say "I'm done" pack up your stuff/kids etc.. and leave or ask H to leave without providing you with any assistance.
Yep. He'd be totally fucked because I support us. He would probably just move in with his parents, though, because they've supported his sister before and would likely do the same for him.
Post by iheartvino on Dec 19, 2012 13:47:39 GMT -5
We only have a joint account. I'm currently on the mortgage but not on the deed. So yea, I'd be screwed.
But I have the ability to pay all of my bills, so as long as I could move in with a friend/family member, it would only take a month to get back on my feet, if I left with nothing.
Post by EmilieMadison on Dec 19, 2012 13:49:27 GMT -5
Yes. I mean, I'm primarily a SAHM with no income, but yeah, I could make it work if I had to pack and leave. Between help from family and friends, finding programs for assistance, etc. Yes, I could do it.
I have a friend who is leaving her abusive boyfriend TODAY, literally as we speak. She decided yesterday. They have a baby and she has two other kids. She has zero money and he hasn't worked for a year. She decided leaving was THAT important, so she's making it happen. She called her ex husband (they're not even on great terms) and he's going to let her stay with him for a month or two until she can get set up with the services and help she needs, plus whatever she can do on her own. She's going to make it work.
We only have a joint account. I'm currently on the mortgage but not on the deed. So yea, I'd be screwed.
But I have the ability to pay all of my bills, so as long as I could move in with a friend/family member, it would only take a month to get back on my feet, if I left with nothing.
I dont think that's possible. What kind of collateral would the bank have if you stopped paying? If you're on the mortgage, you have to be on the title.
We only have a joint account. I'm currently on the mortgage but not on the deed. So yea, I'd be screwed.
But I have the ability to pay all of my bills, so as long as I could move in with a friend/family member, it would only take a month to get back on my feet, if I left with nothing.
I dont think that's possible. What kind of collateral would the bank have if you stopped paying? If you're on the mortgage, you have to be on the title.
We refinanced. I didn't think it was possible either, but the lawyer who was taking care of our closing was supposed to take care of the deed, but didn't.
It wasn't until we were signing the closing papers that H asked about the new deed. It really is only a matter of getting a new deed and recording it, and H and I really need to do it, but it keeps getting pushed down on the list of priorities.
Edit: I guess they would put a general lien on me if we did default, so they would be able to go to court for my personal property.
I would be living on ramen noodles but yes. Everything is in my name, he would have to move back in with his mom because he couldn't afford everything on his own.
Post by morgan2004 on Dec 19, 2012 13:57:08 GMT -5
I could, but my lifestyle would drastically change......but if I was that unhappy I'd rather live in a crappy studio apartment......We don't have kids though so that would make it easier
We only have a joint account. I'm currently on the mortgage but not on the deed. So yea, I'd be screwed.
But I have the ability to pay all of my bills, so as long as I could move in with a friend/family member, it would only take a month to get back on my feet, if I left with nothing.
I dont think that's possible. What kind of collateral would the bank have if you stopped paying? If you're on the mortgage, you have to be on the title.
It happened with my exH. I was taken off the deed in the divorce but the bank refused to take me off the mortgage. BLERGH. It was a nightmare. Thank GOD that got taken care of this month (nearly 4 years after the divorce was final!).
I would need assistance, sure. But if I felt we couldn't be together at all from that moment on, I could handle kicking him out of the house and living on my income. I'd have to strip down my expenses, but I could work it