My transfer from FedLoan to Mohela was supposed to be yesterday but I still can't go in and set up an account. Perhaps Monday?
My plan is to resubmit all of my documents and an updated form from my current employer with additional months of work showing.
Can I use the existing forms that I have signed from previous employers or do I need to recertify all of them again and get fresh signatures since my old forms show FedLoan?
They aren't transferring my loans to Mohela because I don't have any FUCKING STUDENT LOANS!
This burden as been there for so long and I really never thought it would go away. I paid for 8+ years consistently to learn I was in the wrong repayment program. I was so disheartened.
They aren't transferring my loans to Mohela because I don't have any FUCKING STUDENT LOANS!
This burden as been there for so long and I really never thought it would go away. I paid for 8+ years consistently to learn I was in the wrong repayment program. I was so disheartened.
OMG Friend!!! I'm so happy for you! Honestly I thought this was to drag on until M graduated! But now you can get her car instead! LOL J/K!!
They aren't transferring my loans to Mohela because I don't have any FUCKING STUDENT LOANS!
This burden as been there for so long and I really never thought it would go away. I paid for 8+ years consistently to learn I was in the wrong repayment program. I was so disheartened.
They aren't transferring my loans to Mohela because I don't have any FUCKING STUDENT LOANS!
This burden as been there for so long and I really never thought it would go away. I paid for 8+ years consistently to learn I was in the wrong repayment program. I was so disheartened.
CONGRATS!!!!
I put the kids car and the way we will pay for their schooling in the divorce decree. I got these two covered legally - we all pay a 1/3 of their college so they have some skin in the game. And they get a car from their dad (I don't have to provide it) when they turn 16. LOL - I'm not dummy.
They aren't transferring my loans to Mohela because I don't have any FUCKING STUDENT LOANS!
This burden as been there for so long and I really never thought it would go away. I paid for 8+ years consistently to learn I was in the wrong repayment program. I was so disheartened.
Out of curiosity, I'm wondering how many payments counted. It appears everyone that is forgiven via FedLoan just gets a form letter stating 120 payments but certainly, some people have more. With the forgiven, all of my counts and most of my loan details have been wiped from the FedLoan site. Does anyone know if they will eventually update it or will I be forced to come to terms with my own curiosity?
Out of curiosity, I'm wondering how many payments counted. It appears everyone that is forgiven via FedLoan just gets a form letter stating 120 payments but certainly, some people have more. With the forgiven, all of my counts and most of my loan details have been wiped from the FedLoan site. Does anyone know if they will eventually update it or will I be forced to come to terms with my own curiosity?
From what I've seen, if you skip trophies and go straight to forgiveness - you will not see a final count and you'll have to rely on your best guestimation.
The only other place you may see it is on the studentaid website under "PSLF CUMULATIVE MATCH MONTHS" when you go to loan detail, but I'm not sure if folks who skip trophies get that.
Out of curiosity, I'm wondering how many payments counted. It appears everyone that is forgiven via FedLoan just gets a form letter stating 120 payments but certainly, some people have more. With the forgiven, all of my counts and most of my loan details have been wiped from the FedLoan site. Does anyone know if they will eventually update it or will I be forced to come to terms with my own curiosity?
It is a stupid way of doing things, right? I had the same issue - I have no idea how many payments I had, and I can't view them anymore to find out. I doubt I had exactly 120 either. I was forgiven early this year (January I think?) and have not received a refund or any information since. I am assuming I won't get anything at this point.
I bet you could push it if you wanted to do more research, but I just let it go.
Out of curiosity, I'm wondering how many payments counted. It appears everyone that is forgiven via FedLoan just gets a form letter stating 120 payments but certainly, some people have more. With the forgiven, all of my counts and most of my loan details have been wiped from the FedLoan site. Does anyone know if they will eventually update it or will I be forced to come to terms with my own curiosity?
I never saw final counts on mine, I had no idea if I would get a refund or how much until the check showed up in the mail.
Post by underwaterrhymes on Oct 18, 2022 8:50:36 GMT -5
Progress! My Nelnet account reflects 0 and I can see that they transferred to Mohela on 10/13.
Nothing showing in Mohela yet, so I’m just waiting. I already confirmed they have all of my employer information and I have well over 120 valid payments, so hopefully by the end of the year this will all zero out and I’ll get a refund.
Also - filled out the beta version of the loan forgiveness for my H the other day and it legit took 3 minutes. Tell folks in your life to fill it out - especially since most of them have probably paid WAAAAAY more than $10k in interest!
Post by gretchenindisguise on Jan 6, 2023 17:50:55 GMT -5
Bumping this back up because of clarification in the IDR Waiver. It essentially extends the pslf waiver and ability to consolidate to highest payment until May 1, 2023 with 2 key exceptions: tlf time can not be double counted and you must remain employed at time forgiveness.
Post by underwaterrhymes on Jan 14, 2023 17:34:36 GMT -5
H got notification today that his loans are totally forgiven! $26,000 gone!
He applied after I did, but I had some challenges with the loan consolidation piece. So, I’m still waiting. But we are so excited that his is gone. 🎉🎈🤸
H got notification today that his loans are totally forgiven! $26,000 gone!
He applied after I did, but I had some challenges with the loan consolidation piece. So, I’m still waiting. But we are so excited that his is gone. 🎉🎈🤸
Post by HoneySpider on Jan 15, 2023 18:06:52 GMT -5
Checking in...still waiting but getting closer! Last week they added 12 more months of payments and I now only need 6 more to reach 120. I have 18 months of payments still missing so whenever they add them I'll be good. I started in Oct 2021, such a LONG process!
Post by underwaterrhymes on Mar 4, 2023 11:09:05 GMT -5
🎉🤸 Just checked Mohela and I have 139 qualifying payments out of 120. No official letter yet, but almost a year after submitting my initial paperwork, it’s (almost) official!
gretchenindisguise - do we get refunds for the excess payments? I feel like I saw this somewhere, but wasn’t sure.
They messed up my forms again, grr. Once again they didn’t count one of employers. Thankfully it was quick to get someone on the phone, so they said they resubmitted it and it should be updated that that employer counts within 5 business days. Last time they had to reprocess my forms after they messed up it took over 3 months, so we’ll see what happens!
They messed up my forms again, grr. Once again they didn’t count one of employers. Thankfully it was quick to get someone on the phone, so they said they resubmitted it and it should be updated that that employer counts within 5 business days. Last time they had to reprocess my forms after they messed up it took over 3 months, so we’ll see what happens!
I had to call several times too because they only processed 37 payments initially. I called maybe a week ago and they updated it really quickly this time. I hope you have a quick turnaround this time. ❤️
🎉🤸 Just checked Mohela and I have 139 qualifying payments out of 120. No official letter yet, but almost a year after submitting my initial paperwork, it’s (almost) official!
gretchenindisguise - do we get refunds for the excess payments? I feel like I saw this somewhere, but wasn’t sure.
yayayayayayy!!!! I've been wondering how the process was going for you and almost asked last week!
Refunds - it depends. I don't remember - did you have to consolidate this past year? If yes - then you won't get paid out any overpayment refund because you haven't made any payments since the consolidation. If you consolidated a long time ago - the answer is maybe. Most folks who have 139 payments won't get a refund, because covid months have been going on for 36 months now and they haven't paid - so a refund of a $0 payment is $0.
They messed up my forms again, grr. Once again they didn’t count one of employers. Thankfully it was quick to get someone on the phone, so they said they resubmitted it and it should be updated that that employer counts within 5 business days. Last time they had to reprocess my forms after they messed up it took over 3 months, so we’ll see what happens!
Ugh - I hope it goes quicker this time! Up until about 2-3 weeks ago, they said that if they messed up, they essentially sent you to the back of the line again for reprocessing. I started hearing that they have a new expedited review process and folks have actually seen it be the case - so I'm hopeful that will be your experience too!
🎉🤸 Just checked Mohela and I have 139 qualifying payments out of 120. No official letter yet, but almost a year after submitting my initial paperwork, it’s (almost) official!
gretchenindisguise - do we get refunds for the excess payments? I feel like I saw this somewhere, but wasn’t sure.
yayayayayayy!!!! I've been wondering how the process was going for you and almost asked last week!
Refunds - it depends. I don't remember - did you have to consolidate this past year? If yes - then you won't get paid out any overpayment refund because you haven't made any payments since the consolidation. If you consolidated a long time ago - the answer is maybe. Most folks who have 139 payments won't get a refund, because covid months have been going on for 36 months now and they haven't paid - so a refund of a $0 payment is $0.
Ah, yes. I consolidated last year, but all 139 payments were on the FFELP loan, so I guess I’m not eligible.
yayayayayayy!!!! I've been wondering how the process was going for you and almost asked last week!
Refunds - it depends. I don't remember - did you have to consolidate this past year? If yes - then you won't get paid out any overpayment refund because you haven't made any payments since the consolidation. If you consolidated a long time ago - the answer is maybe. Most folks who have 139 payments won't get a refund, because covid months have been going on for 36 months now and they haven't paid - so a refund of a $0 payment is $0.
Ah, yes. I consolidated last year, but all 139 payments were on the FFELP loan, so I guess I’m not eligible.
Thank you!
Yup, payments made on ffel loans aren’t eligible for refunds. They were paid to private banking institutions and not the government, so government can’t refund. But because of the pslf waiver they are allowing them to be counted for pslf purposes as though they were paid to the government so it’s still a massively huge win.
My application is being held up by Mohela and I'm going to lose my shit.
Application sent in over the summer. Checked on it in the Fall and found out one of my documents didn't fax correctly. Resubmitted and told it was fine and they would let me know.
Called last week and saw that my October forms were canceled because it was a "duplicate application". Spoke to a supervisor, they said it was an error and would be fixed asap.
Just called now and it was denied again because they said "I've been teaching before the program was created" so I don't qualify. Like, wtf.
Phone person said it was obviously a mistake and they would again fix asap. I was told to call back within a week and speak to a supervisor if it's still fucked up.