I have another question. A lot of my payments don't count because I worked part time - 20 hours a week for 5 years. However there was about a year during that time I worked 30 hours a week (I believe PSLF counts 30 hours as full time). If my former employer verifies I worked 30 hours per week during that time period, should those payments count or do they look at the average of the entire time I worked there?
You can absolutely submit for just the time period where you crossed the 30 hour threshold.
If it was a continuous period - complete 1 PSLF application for all of those months. If it was more sporadic, I’d probably fill out one page 2 for each chunk that qualifies.
I would also give your employer a heads up that you are doing this and why so they don’t get all gate-keepery on it.
I have another question. A lot of my payments don't count because I worked part time - 20 hours a week for 5 years. However there was about a year during that time I worked 30 hours a week (I believe PSLF counts 30 hours as full time). If my former employer verifies I worked 30 hours per week during that time period, should those payments count or do they look at the average of the entire time I worked there?
You can absolutely submit for just the time period where you crossed the 30 hour threshold.
If it was a continuous period - complete 1 PSLF application for all of those months. If it was more sporadic, I’d probably fill out one page 2 for each chunk that qualifies.
I would also give your employer a heads up that you are doing this and why so they don’t get all gate-keepery on it.
Post by chocolatepie on Aug 16, 2023 20:04:06 GMT -5
MINE WAS FORGIVEN TODAY!!!!
Thank you for all the good info on this post. I don't post often, but you were so helpful when I did. The recommendation for the FB group was a HUGE help in navigating some of the challenges I had.
I started it in January, and thought I might be too late, and this morning got my loan forgiven letter. Logged in tonight and owe ZERO. $43,858.19 gone.
Fingers crossed they accelerated the process and others get their good news soon, too!
Thank you for all the good info on this post. I don't post often, but you were so helpful when I did. The recommendation for the FB group was a HUGE help in navigating some of the challenges I had.
I started it in January, and thought I might be too late, and this morning got my loan forgiven letter. Logged in tonight and owe ZERO. $43,858.19 gone.
Fingers crossed they accelerated the process and others get their good news soon, too!
Thank you for all the good info on this post. I don't post often, but you were so helpful when I did. The recommendation for the FB group was a HUGE help in navigating some of the challenges I had.
I started it in January, and thought I might be too late, and this morning got my loan forgiven letter. Logged in tonight and owe ZERO. $43,858.19 gone.
Fingers crossed they accelerated the process and others get their good news soon, too!
Yay!!! Congrats!!!
It’s an amazing weight lifted, enjoy the feeling!!
Thank you for all the good info on this post. I don't post often, but you were so helpful when I did. The recommendation for the FB group was a HUGE help in navigating some of the challenges I had.
I started it in January, and thought I might be too late, and this morning got my loan forgiven letter. Logged in tonight and owe ZERO. $43,858.19 gone.
Fingers crossed they accelerated the process and others get their good news soon, too!
Thank you for all the good info on this post. I don't post often, but you were so helpful when I did. The recommendation for the FB group was a HUGE help in navigating some of the challenges I had.
I started it in January, and thought I might be too late, and this morning got my loan forgiven letter. Logged in tonight and owe ZERO. $43,858.19 gone.
Fingers crossed they accelerated the process and others get their good news soon, too!
HUZZAH!!!!!!!!! Welcome to Team Forgiveness!! Such a huge relief!
I’m updated, because DH finally has his payments updated to 122. It’s kind of surreal that he’s done.
Woohoo!!!!!
I hope actual forgiveness comes swiftly for him. Since he is showing 120+ payments be can call to ask to be placed in forbearance while he waits and never pay a single penny more.
Post by ellipses84 on Nov 17, 2023 18:04:39 GMT -5
Around the deadlines and time I got forgiveness I posted on social media about PSLF but kind of felt like nobody paid attention. Recently I ran into a neighborhood friend I haven’t seen in months and she said Thank You because she saw my post, her DH applied for forgiveness and it was granted! It was forgiven a few months ago but they didn’t receive any notice and only found out when they went to check on the status because payments were resuming.
I’m updated, because DH finally has his payments updated to 122. It’s kind of surreal that he’s done.
Woohoo!!!!!
I hope actual forgiveness comes swiftly for him. Since he is showing 120+ payments be can call to ask to be placed in forbearance while he waits and never pay a single penny more.
It’s saying no payment is owed, so we’re going with that. We’ve tried to call 3 times, and haven’t been able to get anyone after 60+ hold times. 🤬
I hope actual forgiveness comes swiftly for him. Since he is showing 120+ payments be can call to ask to be placed in forbearance while he waits and never pay a single penny more.
It’s saying no payment is owed, so we’re going with that. We’ve tried to call 3 times, and haven’t been able to get anyone after 60+ hold times. 🤬
Then you’re golden (lots are in admin forbearance again because Mohela is failing). If it does kick into repayment before you’re forgiven, you can call. Or just know that it will be refunded if you pay it.