Are you really just not very smart? Can you not see how your debt just adds to the pot? Do you feel so entitled that the rules of common decency don't apply to you?
So to answer your question, no, I wouldn't feel better if you were on the street, but it might help if you at least had the sense to give a shit, and be informed so you don't do this again.
I'm dumb and I don't give a shit about anything. I can't wait to do it again and I'm just DYING to get the chance. You know me so well.
Go fuck yourself and your high horse.
From rat killing to horse fucking in 10 pages. Never change, ML.
I personally would feel better if the bank you stiffed sued you for the money you owe. Or if you continued to rent while you voluntarily paid that money back. I guess I wouldn't feel better, because I don't feel particularly bad right now, but I would think more of you if you paid the debt you owe. Hell, you probably could even get a deal. Maybe $5K or $10K.
Sometimes you cannot get the bank to accept the money.
This is the post that doesn't end. Yes it goes on and on my friends. Some people started posting here not knowing was it was... But they'll continue posting here here forever just because....
Of course a lot of places dropped by more than 20%, but if you have a conventional mortgage your monthly payment also should have been knocking down your mortgage. And how many people really bought at the exact height and sold at the trough? In most instances 20% is prophylactic, along with principal paid each month. Perhaps in a handful it is not, but there's a reason it's industry standard. Even now.